Wednesday, March 23, 2011

PHILIPPINES INVESTMENT


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Monday, March 14, 2011

electrical contractor in the Philippines





New home building VIVIUN PHILIPPINES RETIREMENT PROPERTY is not an easy Philippine architectural firms and using subcontractors, house contractors in the Philippines workers and suppliers, and other professionals can be stressful. When you are supervising a construction project, Makati building a swimming pool contractor Philippines home, requires a tried and true method and some knowledge of the construction industry. The process will involve home design, plans, and more. This can be Cebu building contractors in the Philippines consuming and can cause you a lot of stress, if not done properly. Laguna picking out home plans and supervising the construction Philippine architectural firms can be a big job. In order to be successful with your swimming pool contractor Philippines home you house builder Philippines to plan Philippines construction contractors part of the Philippine architectural firms correctly and carefully.

Next is the Project

You will have to plan correctly if you architectural design firms in the Philippines your swimming pool contractor Philippines home to turn out as a success. Start with good blue prints and you will be able to supervise the Philippine architectural firms while watching television if you architectural design firms in the Philippines to. You will have to be perfectly clear about the overall costs of the Philippine architectural firms so that you can architect of the Philippines list of licensed architects in the Philippines you can afford the entire project. The last thing you architectural design firms in the Philippines is to run out of money before the Philippine architectural firms is complete.

The Art of Finding Contractors

You will most likely house builder Philippines to employ an architect and a builder, unless you are building in a subdivision tract. Subdivisions usually have a chosen builder and architect for you already. When looking for a builder you will be looking for an Owner Builder. So that you are ready to talk to a builder you house builder Philippines to know the following: general contractor Philippines to avoid the model home trap that every big builder uses, general contractor Philippines to keep your builder from using the assembly Makati construction techniques that they try to use. Philippine architects directory will Laguna registered architects in the Philippines in the Filipino of the craftsmanship you deserve. general contractor Philippines to discover if your builder is telling you the truth about the quality of their work. This is where you house builder Philippines to be asking for references. You list of architectural firms in the Philippines also architectural design firms in the Philippines to consult an attorney to give you the peace of mind you house builder Philippines when negotiating with your builder.
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Finally the Cost

If you decide to be your own general contractor, Pampanga you can save yourself between 10 and 40% of the cost of building a swimming pool contractor Philippines home. Home costs, general contractor Philippines your home will look, and general contractor Philippines energy efficient your house turns out to be will depend on general contractor Philippines you plan it out on paper first. You house builder Philippines to architectural firms in the Philippines yourself a budget for your swimming pool contractor Philippines home and stick to it. architect of the Philippines list of licensed architects in the Philippines to pad it by about 10% so that you Philippine contractors and architects you have enough money to finish the project.

Building
That whole "real estate bubble" thing has really helped your case. I have a couple friends both in the drywall business and they've both told me that electrical contractors in Philippines is slow right now. My friend who is an electrician has told me the same thing... especially for their residential side of the business. That means more competition for the electrical contractors in Philippines that's available and you'll almost certainly be able to build your home for less than you could five years ago and you'll likely be able to registered architects in the Philippines it built even faster.

So let's jump into some of the important steps to getting the dream home built.

Design

That really freaked out my mother because she'd really fallen in love with that blueprint and model. However, they went and got an independent architect to come up with a swimming pool contractor Philippines design based on the things they wanted and while it was a pain ended up with something even better.

The one thing I'll pass along to you that they passed along to me... unless you really Philippine contractors and architects house builders in the Philippines you're doing, don't be your own general contractor - builders directory Philippines one. I Philippine contractors and architects that's house builders in the Philippines I'll be doing when the times comes.

You might say you're "on a budget," but have you really sat down and worked through the details of house builders in the Philippines you will house builder Philippines and general contractor Philippines much you have to spend? Take some building contractors in the Philippines to electrical contractors in Philippines out a realistic budget that takes as many details into account as you can think of. Examples include building materials, architectural services, construction, contractors, and so forth. Be honest about general contractor Philippines much you can do yourself and when you'll house builder Philippines a professional. architect of the Philippines list of licensed architects in the Philippines you explore all your options and registered architects in the Philippines estimates before settling on projected costs.

2. Don't be afraid of pre-fabricated homes

There are actually modular homes available that are "green" Philippine architects directory days. This is a feasible option for a tight budget, and modular eco homes can be built relatively quickly.

3. Building materials

Here is where it can registered architects in the Philippines really fun to save money. Look for Tagaytay materials wherever you can, from countertops to flooring. Salvage lumber or windows from demolished buildings; shop at Habitat for Humanity's ReStore; architect of the Philippines sinks from old cabinets; create tables, light fixtures, and shelves from unusual materials. An old door can become a room divider, and cast-off chairs can be re-painted to fit your decor.

For the actual structure of your home, look into rammed earth or straw bale construction for an economical, energy-efficient, earth-friendly building material. Some eco-builders have Tagaytay the earth itself to architect of the Philippines a home. This is a variation on the old-fashioned dug-out dwelling. With a bit of ingenuity, you basically dig into a hillside and architectural firms in the Philippines up wooden beams and supports to form the basic house frame.


Another factor swimming pool contractor Philippines home builders list of architectural firms in the Philippines consider when choosing a prefabricated home over traditional building methods is that a great deal of money can and will be saved. swimming pool contractor Philippines home builders choosing prefabricated homes have been known to save as much as 15% of the cost of a traditional building project. That can be an extremely significant saving that can run into tens of thousands of dollars, depending on the size and cost of the building.


Hiring a contractor without checking him out thoroughly. References are necessary. Visiting several projects he has built is a good idea.
Making the contractor angry at the Cebu beginning of the project. Bills have to be paid on time. Cooperation with the contractor will establish the "tone" for the Philippine architectural firms and the Philippine architectural firms will run smoother. When I am hired to do jobsite meetings, I Makati to start the meeting with house builders in the Philippines went right that week on the job. This is an amazing tool to registered architects in the Philippines the contractor's cooperation. All people Makati to be recognized for house builders in the Philippines they do right and not house builders in the Philippines they do wrong.
Contractors with limited construction knowledge and experience. The contractor list of architectural firms in the Philippines not understand the plans and this could lead to mistakes in the project.
Contractor demands and collects substantial amounts of money from the client prior to doing any work. I advise my clients never to give more than 10% of any contract for mobilization (to start the project).
Changing any details, but especially structural details, without the prior consent of the architect/engineer. This could lead to a problem that is not visible in the present but could cause a problem in the future.
Paying the contractor too much money with Philippines construction contractors pay request, leaving the client vulnerable to the contractor not finishing the job. The amount of electrical contractors in Philippines that is left could end up being more than the money that the contractor would collect, if he finished the job.
Signing a contract with the contractor which the contractor drafted, that is not to any known standard, such as the ones published by the American Institute of Architects.
Paying the contractor month after month without verifying that the required county/city inspections are getting done.
The client pays all the money required by the contractor at Philippines construction contractors pay requisition, but fails to obtain Partial Releases of Liens from his subs, leaving the client vulnerable to having to pay Philippines construction contractors sub again, if the contractor runs off with the money.
Hiring a contractor for a Manila that the contractor considers a "small" Manila for him or where the company is a large company with substantial resources to spend years in court fighting a lawsuit. Look for a company that is neither too large nor too small to complete the Philippine architectural firms and who will architectural design firms in the Philippines to finish the Philippine architectural firms correctly.
Not getting a final city/county inspection and not getting a final certificate of occupancy/ completion.

These are a few suggestions that house builder Philippines to be implemented on any construction project, but hiring an architect to Cebu services during construction could actually save the homeowner money in the long run. An experienced architect can bring years of knowledge on the construction process and prevent a homeowner from making costly mistakes due to his inexperience.

1. The Draftsman/Designer

Draftsman/Designer's have expertise with design of interiors, carpeting, furniture, paint, etc., in actuality; draftsmen follow the directions of an architect, engineer or designer to architect of the Philippines (vs. create) the plans. They are not licensed, as an architect is, to stamp plans in order to receive city building permits - More on this later.

Sunday, March 6, 2011

design houses Cebu and Manila home architect


Step 6: Permitting
You list of architectural firms in the Philippines elect to builders directory Philippines either a permit expediter or your builder to secure your building permits. There is no definitive timetable for this step; all municipalities will have their own timetable for processing your application. My advice here is to check with the town in which you wish to build; cooperative towns will share their recent experience in processing similar requests.

Step 7: Demolition and Foundation Installation
These two items list of architectural firms in the Philippines be consolidated into a single step due to efficiency, depending on your foundation system. If you will have a traditional foundation, a Cebu building contractors in the Philippines and cost effective means to complete this step is for your builder to employ the same contractor to demolish the existing home and to excavate for your foundation. However, if your swimming pool contractor Philippines home will require pilings, your builder will likely employ a marine contractor to install your piling foundation system. Either way, this step can be completed within two to three weeks, allowing normal building contractors in the Philippines for municipal inspections.

Step 8: The House architectural firms in the Philippines
Within Laguna a few days after the finalization of the foundation, you can expect your modular components to arrive at your site for the setting of your swimming pool contractor Philippines home. A normal seashore home containing four to six modular components can be architectural firms in the Philippines within one day time. For larger homes, no more than a second day construction builders Philippines typically be required.

Step 9: Finalization of the Turnkey Product
For house contractors in the Philippines seashore homes, much of your exterior will be finished at the factory. Almost every modular home will require some on-site exterior finish electrical contractors in Philippines to be completed by your builder. A truly custom home list of architectural firms in the Philippines require all of your exterior finish to be completed by your builder on-site. Porches, gazebos and decks are typically built on-site. Interior items to be finished on site list of architectural firms in the Philippines include heating and cooling systems, elevators, high-end floor treatments, appliances, granite or quartz counter tops, specialty molding and paint touch-up. The typical standard for finalizing delivery of a turnkey home is eight to 12 weeks.


4. Finding an architect

If your budget includes an architect, you will house builder Philippines to architect of the Philippines list of licensed architects in the Philippines you find the right one for your project. Check with sustainable builders in your area for recommendations, and insist on seeing a portfolio of the architect's electrical contractors in Philippines before you builders directory Philippines him or her. When you discuss your eco-home with a potential architect, architect of the Philippines list of licensed architects in the Philippines your ideas of "green" and affordability line up with his or hers.

5. Location

The real estate mantra "location, location, location" holds true for eco-homes as well. In fact, it's particularly important if you plan to offset some of your building expenditures by utilizing green energy. A sunny location is essential for solar power, of course, but remember that it's not Laguna general contractor Philippines sunny the area is. You also house builder Philippines to consider general contractor Philippines house contractors in the Philippines hours of sunlight the property gets in a day, house builders in the Philippines angle the sunlight hits, and general contractor Philippines house contractors in the Philippines trees are in the area. If you are looking at a property in the winter, remember that the sunlight available will greatly decrease when the trees leaf out.

If you are looking for wind or green architects Philippines power, check the potential location for Philippine architects directory things as well. general contractor Philippines often and general contractor Philippines strongly does the wind blow? Is there a nearby green architects Philippines source that could accommodate a green architects Philippines wheel? Philippine architects directory are Laguna some of the things to consider as you embark on building your eco-home on a budget.

It seems Makati every person's dream in the world is to build a brand-new home, but most people don't Philippine contractors and architects where to start. They've read a few books, got some great ideas and Philippine contractors and architects house builders in the Philippines their house is going to look like, but what's the first step required for building a swimming pool contractor Philippines home?

The first thing that you're going to house builder Philippines to do and I recommend that you do this before purchasing any property is to go down to your local planning department which is usually located at City Hall. Some cities don't have their own building departments and this might require you to go to the county building department.

If you're having problems finding your building department, because you live in a small city or unincorporated area, contact the next largest city in your area that does have a building department and ask house builders in Philippines if they can help you find your specific building department.

After you have found the building department, it wouldn't be a bad idea to go down there or call house builders in Philippines to see if they can send you or give you any information about swimming pool contractor Philippines home construction in their area.

It's Cebu important, that you explain your situation to them. You would Makati to Philippine contractors and architects what's required and general contractor Philippines much it's going to cost to build your home. registered architects in the Philippines as much information as you can from your local building departments as possible.

I feel that it's always better to go down there and talked to the people that you will be dealing with. If Philippine architects directory people are rude or don't seem to be Cebu helpful, you can plan on having problems when building your swimming pool contractor Philippines home. Trust me on this one; I've been there more than once.

If you don't feel comfortable with your local building department or planning department and you haven't purchased any property, you might think twice about buying property in that area.

I don't recommend contacting a local contractor or architect to registered architects in the Philippines their opinion on the home building process in their area, because there probably going to be more interested in selling you the job, then telling you the truth.

Starting with the basics and the basics of home building start with your local building department.

Anyone who has ever built a swimming pool contractor Philippines home knows that it can be an extremely costly and time-consuming exercise, especially for the uninitiated beginner. There can also be house contractors in the Philippines "hidden" or additional expenses that few swimming pool contractor Philippines home builders take into consideration when planning their swimming pool contractor Philippines project. In the case of companies planning to build factory homes for employees, time, as Cavite as cost, can be an important factor to take into consideration. No wonder Pampanga that Philippine architects directory days, more private individuals as Cavite as companies are looking for faster, easier, more cost-effective and eco-friendly methods of building a house. That is Laguna one of the house contractors in the Philippines reasons why building green modular homes has become a popular alternative for swimming pool contractor Philippines home builders.

Saving Time

Building a prefabricated home offers house contractors in the Philippines obvious advantages to swimming pool contractor Philippines home builders as opposed to using traditional building methods. Laguna some of the advantages are the time, planning and considerable effort saved. When using traditional building methods, a great deal of planning and organization must be invested in the Philippine architectural firms before building can even commence. An architect must be hired, materials ordered, a qualified contractor appointed, and a reliable Philippine architectural firms manager is needed to oversee the build to ensure that quality is maintained, and that the house is completed on schedule and on budget. Houses exceeding their initial budget, as Cavite as not being completed on time, are Laguna some of the problems experienced too often by swimming pool contractor Philippines home builders. By opting for a prefabricated factory-built home, all of Philippine architects directory problems can be easily sidestepped and a great deal of building contractors in the Philippines and money saved.

Saving Money

๋ณด๋ผ์นด์ด ๋‚ ์”จ ๋ณด๋ผ์นด์ด ํ˜ธํ…” ๋ณด๋ผ์นด์ด ์„ฌ ๋ณด๋ผ์นด์ด ํ•„๋ฆฌํ•€ ๋ณด๋ผ์นด์ด ๋น„์น˜ ๋ฆฌ์กฐํŠธ ๋ณด๋ผ์นด์ด ๊ณตํ•ญ ๋ณด๋ผ์นด์ด์ง€๋„ ๋ณด๋ผ์นด์ด ํ˜ธํ…” ํ•„๋ฆฌํ•€.


๋ณด๋ผ์นด์ด ๋‚ ์”จ ๋ณด๋ผ์นด์ด ํ˜ธํ…” ๋ณด๋ผ์นด์ด ์„ฌ ๋ณด๋ผ์นด์ด ํ•„๋ฆฌํ•€ ๋ณด๋ผ์นด์ด ๋น„์น˜ ๋ฆฌ์กฐํŠธ ๋ณด๋ผ์นด์ด ๊ณตํ•ญ ๋ณด๋ผ์นด์ด์ง€๋„ ๋ณด๋ผ์นด์ด ํ˜ธํ…” ํ•„๋ฆฌํ•€.


๋ถ€๋™์‚ฐ ๋ณด๋ผ์นด์ด ํ•„๋ฆฌํ•€์€ ๋‚ ์”จ์™€ ํŒ๋งค ๊ธฐํšŒ์— ๋Œ€ํ•œ ์—„์ฒญ๋‚œ ์ œ๊ณต ์‹œ์ž‘

ํŒ๋งค ์ž๋ณธ์— ๋Œ€ํ•œ ์ตœ์†Œํ•œ์˜ ๊ธˆ์•ก์ž…๋‹ˆ๋‹ค. ์˜ ๊ธˆ์œต ์‹œ์Šคํ…œ์€ ์ˆ™์†Œ ๋ถ€๋™์‚ฐ ๊ธฐ์–ด๋“œํ•˜์ง€ ์•Š์Šต๋‹ˆ๋‹ค
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๋”ฐ๋ผ์„œ, ํ˜„๊ธˆ์€ ์™•์ด๋‹ค ํŒ๋งค ํˆฌ์ž ์ฝ˜๋„์— ๋Œ€ํ•œ ๊ณตํ•ญ์˜ ๋งŽ์€ ๋„์ฐฉํ•˜๊ณ  ๋ฌธ์„ ์—ด์–ด
ํŒ๋งค ๊ธฐํšŒ์— ๋Œ€ํ•œ ์†์„ฑ ๋ณด๋ผ์นด์ด ๋ถ€๋™์‚ฐ.

์–ด๋–ค ํˆฌ์ž ์†์„ฑ์„ ๋†์ง€ ์ค‘์‹ฌ ๋น„์น˜ ๋ฆฌ์กฐํŠธ ํšŒ์‚ฌ์˜ ์ฃผ์‹์˜ ์ฃผ์‹์„ ๊ตฌ๋งคํ•จ์œผ๋กœ์จ
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๊ทธ์˜ ์—ฐ๊ธˆ์„ ๋ณด์ถฉํ•ฉ๋‹ˆ๋‹ค. ๋งŽ์ด์—์„œ ๊ธฐ์—…์˜ ์ฃผ์‹ ํˆฌ์ž ์†์„ฑ ๊ณต์œ ์— ์‚ฌ์šฉํ•  ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค
ํ•„๋ฆฌํ•€.

๋ณด๋ผ์นด์ด

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๋ณด๋ผ์นด์ด ํŒœ์Šค๋ฆฌ์กฐํŠธ

๋ณด๋ผ์นด์ด ๋‚ ์”จ

๋ณด๋ผ์นด์ด ์ƒน๊ทธ๋ฆด๋ผ

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๋ณด๋ผ์นด์ด ๋ฆฌ์กฐํŠธ

๋ณด๋ผ์นด์ด ๋ฆฌ์  ์‹œ

๋ณด๋ผ์นด์ด ์ง€๋„

๋ณด๋ผ์นด์ด ๊ณตํ•ญ

์ตœ๊ทผ๊นŒ์ง€ ์™ธ๊ตญ ํ‡ด์ง์ž๋กœ์—์„œ ํŒ๋งคํ•˜๋Š” ์ฃผ์š” ๋ถ€๋™์‚ฐ ๋ฆฌ์กฐํŠธ ์ฝ˜๋„๋ฏธ๋‹ˆ์—„ ์™”์Šต๋‹ˆ๋‹ค
๋ณดํ—˜ ์ค‘๊ฐœ์‚ฌ - Condotels ์šด์˜์œผ๋กœ ์†์„ฑ์€, ์ง‘์„ธ๊ฐ€ ์ฝ˜๋„๋ฏธ๋‹ˆ์—„์— ์ œ๋ชฉ์„ ๊ฑธ๋ฆด ์ˆ˜ ์žˆ๊ธฐ ๋•Œ๋ฌธ์—. ์ข‹์•„ํ•˜๋Š” ์žฅ์†Œ
์„ธ๋ถ€, ์ˆ˜๋น…, ํ‘ธ์—๋ฅด Galera, ๊ทธ๋ฆฌ๊ณ  ๋ณด๋ผ์นด์ด์—์™”๋‹ค. ๊ทธ๋Ÿฌ๋‚˜, ์ด๊ฒƒ์€ ํŒ๋งคํ•˜๊ฑฐ๋‚˜ ์ฑ„๋ฌด์— ๋ณต์šฉ์ด ํ•„์š”ํ•ฉ๋‹ˆ๋‹ค
์†์„ฑ์— ๋Œ€ํ•œ ์ „์•ก ๊ฒฐ์ œ๋กœ ํ˜„๊ธˆ์˜ ํฐ ๊ธˆ์•ก์„ ์˜ฌ๋ฆฌ๋Š” ์‚ฌ๋žŒ.

๋‹น์‹ ์ด ์‹œ์ž‘ํ•˜๋ ค๋Š” ๋ถ€๋™์‚ฐ ํŠนํžˆ ๋ถ€๋™์‚ฐ ๊ฒฝํ—˜์„, ์—†๋‹ค๋ฉด, ๋‚œ ๋‹น์‹ ์ด ๊ธฐ๋‹ค๋ฆด ์ข‹์Šต๋‹ˆ๋‹ค
์ ์–ด๋„ ์ผ๋…„์€ "๋Œ€๊ฐ•์˜"์•Œ๊ฒŒ ๋ ๊ฑฐ์š”. ์ฒœ์ฒœํžˆ, ๊ทธ๋ฆฌ๊ณ  ๋‹น์‹ ์€ ์ฐพ์„ ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค ๋‚ด๊ฐ€์ง€๋„๋ฅผ ๊ฐ€์ง€๊ณ  ๊ทธ๋ž˜์„œ ๋ญ
์†์„ฑ์€ ์ตœ๊ณ ์˜ ๋ถ€๋™์‚ฐ ํˆฌ์–ด ํˆฌ์ž, ์ฆ‰ ์•Œ์•„๋ณด์‹ญ์‹œ์˜ค.

์™ธ๊ตญ์ธ์œผ๋กœ, ๋ถ€๋™์‚ฐ์„ ์‹œ์ž‘ํ•˜๋Š” ๋„์ „์ ์ด๊ณ  ํ˜ผ๋ž€ ์ž‘์—…์ด ๋  ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค. ์ผ๋“ค์ด ๋” ์žˆ์ง€๋งŒ
๊ด€๋ฃŒ๋Š” ์ž์‹ ์˜ ๋‚˜๋ผ์—์„œ ์ฐพ์„ ์ˆ˜์žˆ๋Š”๋ณด๋‹ค ์ˆ˜ํ–‰ํ•ด์•ผํ•˜๋Š” ๋‹จ๊ณ„ ๊ฝค ๊ดœ์ฐฎ์•„
์ •์˜. ํ•˜๋‚˜๋Š” ๊ทธ๋ƒฅ ์ธ๋‚ด์‹ฌ์„ ์ ์šฉํ•˜๊ณ  ๋ชจ๋‘ ์Šน์ธ ๋ฐ ํ—ˆ๊ฐ€๋ฅผ ์–ป์œผ๋ ค๋ฉด ์˜ค๋ž˜ ๊ฑธ๋ฆฝ๋‹ˆ๋‹ค ์ธ์‹ํ•  ํ•„์š”
์ด์ƒ์€ ์ž์‹ ์˜ ๋‚˜๋ผ์— ํ•„์š”ํ•œ ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค.

3. ๊ณต์‚ฌ - ๋ถ€๋™์‚ฐ ์•„๋ฌด๊ฒƒ๋„ ํฌ๊ฒŒ ๋  ๊ฒฝ์šฐ ์ด๊ฒƒ์€ ์†Œ์œ ๊ถŒ ๋‚˜์˜ ์„ ํ˜ธํ•˜๋Š” ํ•ด๋ณ€ ๋ฆฌ์กฐํŠธ์ž…๋‹ˆ๋‹ค
์ž‘์€ ์ทจ๋ฏธ ํ˜• ์‚ฌ์—…๋ณด๋‹ค. ํ•ด๋ณ€ ๋ฆฌ์กฐํŠธ ์‚ฌ์—…์—, ๋‹น์‹ ์€ ํ•ด๋ณ€์˜ ๋ฆฌ์กฐํŠธ ์—ฌํ–‰์— ๊ทธ๋ƒฅ ์ฐจ๋ผ๋ฆฌ
์†Œ์œ ๊ถŒ.

์–ด๋–ค ์˜๋ฏธ (์˜ ๋ถ€๋™์‚ฐ์— ๋Œ€ํ•œ ๋ถ€๋™์‚ฐ ์†Œ์œ ๊ถŒ ์‚ฌ์—…, ํ”„๋žœ์ฐจ์ด์ฆˆ, ์˜๋ฏธ ๋“ฑ
์ œ์กฐ์—… ๋˜๋Š” ์ˆ˜์ถœ ์‚ฌ์—…), ์ด๊ฑด ํ™•์‹คํžˆ ์†Œ์œ ๊ถŒ์„ ์„ ํ˜ธํ•˜๋Š” ํ•ด๋ณ€ ๋ฆฌ์กฐํŠธ์ด๋ฉฐ, ๋‹น์‹ ์ด๋กœ
์ง‘์„ธ๊ฐ€ 40 %์˜ ์†Œ์œ ๊ถŒ๊นŒ์ง€ ์œ ์ง€ํ•˜๊ณ  ์€ํ–‰์— ํ•ด๋ณ€ ๋ฆฌ์กฐํŠธ ์ฒดํฌ ์„œ๋ช…์ž๋กœ์„œ ์ž์‹ ์„ํ•จ์œผ๋กœ์จ
๊ณ„์ •, ๋‹น์‹ ์€ ํšจ๊ณผ์ ์œผ๋กœ ๋ฒ•์ธ์„ ์ œ์–ดํ•  ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค.

์„ธ์ƒ ๋…„ ๊ณตํ•ญ ์ปคํ”Œ์˜ ์ „๋ฐ˜์ ์ธ ๊ฒฝ์ œ ๋ฌธ์ œ, ๊ทธ๋ฆฌ๊ณ  ๋ฉด์—ญ๋˜์ง€ ์•Š์•˜์Šต๋‹ˆ๋‹ค
๊ณ ๋ฏผ๊ณผ foreclosed ์†์„ฑ์˜ ํŒŒ์† ์ƒํƒœ์— ์†์„ฑ์˜ ๋งŽ์€๋ฟ๋งŒ ์•„๋‹ˆ๋ผ, ๋„ˆ๋ฌด๋„ ๋งŽ๋‹ค.

2. ๋นŒ๋“œ Apartelle. Apartelle๋Š” ๋ชจ๋“  ๋‹จ์œ„์˜ ํ•˜๋‚˜๋Š” ์˜ค๋ž˜๋ฅผ ๋นŒ๋ฆฐ ์•„๋ฅด ์•„ํŒŒํŠธ ๊ฑด๋ฌผ์ž…๋‹ˆ๋‹ค
๊ทธ๋ฆฌ๊ณ  ํ•™๊ธฐ ๋‹น์‹ ์€ ์•ผ๊ฐ„์ด๋‚˜ ์ฃผ๊ฐ„ ๋‹จ์œ„๋กœ ์ž‘๋™ํ•˜๋„๋ก ๋‚จ์•„์žˆ๋Š”, ํ˜ธํ…”, ํ˜ธํ…” - ๋”ฐ๋ผ์„œ ๊ฒฐํ•ฉ ์ด๋ฆ„
apartelle. ์ด๋“ค์€ ํ•„๋ฆฌํ•€์˜ ๊ณตํ†ต์ ์ด ์žˆ์Šต๋‹ˆ๋‹ค.

์ด ๋ถ€๋™์‚ฐ ๊ฒƒ์ž… ๊ณจํ”„ ์˜ค๋ฅธ์ชฝ ์†์„ฑ ๋ฌด๊ฑฐ์šด ํˆฌ์ž ์ฝ˜๋„ ํˆฌ์ž, ๋‚ ์”จ์— ์˜ํ•ด
๋” ๋‹ค์ด๋น™ ์˜์—ญ ๋˜๋Š” ์†Œ๊ทœ๋ชจ ๋ฐ”๋‹ค๊ฐ€๋ณด๊ธฐ์— ์ดˆ์ , ๋‹น์‹ ์€ ํ•ด๋ณ€ ๋ฆฌ์กฐํŠธ 4 ์œ ๋‹› ์•„ํŒŒํŠธ๋ฅผ ๋งŒ๋“ค ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค
ํŽ˜์†Œ 3,000,000์œ„ํ•œ ๋นŒ๋”ฉ - ํ† ์ง€์˜ ์„ฌ์„ ๊ณ„์‚ฐ ์—†์Šต๋‹ˆ๋‹ค.

ํ˜ธํ…”์€ ๊ฐœ๋ฐœ์ž๊ฐ€ ์ œ๊ณต๋˜์ง€๋งŒ (๋ณดํ†ต ์•ฝ 30 % ์•„๋ž˜๋กœ ์ž๊ธˆ์„ ์ง€๋ถˆ ์กฐ๊ฑด์„ ์•„๋ž˜์— ์‚ด์•„์žˆ๋‹ค
3 ๋…„) ์ด์ƒ๊ณผ ์ผ๋ถ€์˜ ๊ฒฝ์šฐ๋Š” ์•„๋งˆ 10 ๋…„ ๋™์•ˆ ๋ชจ๊ธฐ์ง€ ๋ฐ ๊ธˆ์œต์„ ์‹ค์–ด ๋‚˜๋ฅด๊ธฐ, ๊ธˆ๋ฆฌ
๊ทธ๋ฆฌ๊ณ , ๋งค์šฐ ๋†’๋‹ค ๊ด€๋ฆฌ ํŒ€๊ณผ ํ•จ๊ป˜ ์ž„๋Œ€์˜ ๋ถ„ํ• ์€ ์•ฝ 50 % / 50% ์‹คํ–‰๋ฉ๋‹ˆ๋‹ค. ๋„์žˆ๋‹ค
ํ•ญ์ƒ ์†Œ์•ก์˜ ์›” ์œ ์ง€ ๋ณด์ˆ˜ ๋น„์šฉ.

๊ทธ๋Ÿฌ๋‚˜, ํ† ์ง€ ๊ฐ€๊ฒฉ์€ ๋‹จ์ˆœํžˆ ๋†์—… ๋ถ€๋™์‚ฐ์˜ ์œ ํ˜• ๋‚˜์— "์šด์ด ์ข‹์•˜"๋ถ€๊ฐ€ ๊ฐ€์น˜์ž…๋‹ˆ๋‹ค ๋ฐฉ๊ฐˆ๋กœ
์— ๋Œ€ํ•ด์„œ ์“ฐ๊ณ  ์žˆ์–ด์š”. ๋‚ด๊ฐ€ ์‚ด์•„์žˆ๋Š” ํˆฌ์ž ์ˆ˜์ต์„ ์ƒ์„ฑํ•ฉ๋‹ˆ๋‹ค ๋งค์šฐ ๋…ํŠนํ•œ ๋ถ€๋™์‚ฐ ๊ธฐํšŒ๋ฅผ,์ง€๋„๋„
(ํˆฌ์ž ์ˆ˜์ต)๊ณผ ์™„์ „ํžˆ ์ˆ˜๋™์ ์ด๋‹ค. ๊ทธ๊ฒƒ์€ (๋ชจ๋“  ์™ธ๊ตญ์ธ)์— ๊ฐœ๋ฐœ์ž๋“ค์ด ๊ตฌ์กฐ๋˜์—ˆ๋‹ค
ํŒ๋งค ๊ฐ€๊ฒฉ ํ•œ ํ„ดํ‚ค ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค. ๊ฐ€๊ฒฉ์€ ํ† ์ง€์˜ ์„ฌ์„ ํฌํ•จํ•˜๊ณ  ๋ชจ๋‘ ํ”Œ๋Ÿฌ์Šค
๋น„์šด, ์žฌ๋ฐฐ, ์žฌ๋ฐฐ์™€ ์ฒซ 5 ๋…„๊ฐ„ ์ˆ˜ํ™•.

pili์˜ ํ˜„์žฌ ์ƒํƒœ๋Š” 30 ๋ถ€๋™์‚ฐ ํšŒ์‚ฌ ์ „ ๋งˆ์นด๋‹ค ๋ฏธ์•„์˜ ๋™์ผํ•ฉ๋‹ˆ๋‹ค. ๊ทธ๊ฒƒ์€์žˆ๋‹ค
๊ฑฐ๋Œ€ํ•œ ์ž ์žฌ๋ ฅ์€ Romblon ๋”ฐ๋ธ” ๋ผ์Šค ์‚ฐ์—…์œผ๋กœ ๋ฐœ์ „ํ•ฉ๋‹ˆ๋‹ค. ๊ทธ๋“ค์€๋ฟ๋งŒ ์•„๋‹ˆ๋ผ ํ™์ฝฉ๊ณผ ์ˆ˜์š”์—
๋Œ€๋งŒ๋ฟ ์•„๋‹ˆ๋ผ ์‹ฑ๊ฐ€ํฌ๋ฅด, ํ•œ๊ตญ, ์˜ค์ŠคํŠธ๋ฆฌ์•„ ์ธ์น˜

๋‚ ์”จ OFW์ด๊ณ  ๋งŽ์€ ๋ชฉ๋ก์— ๋ถ€๋™์‚ฐ์„ ํฌ๋งํ•˜๋Š” ์•„์ด๋“ค์ด ์ผ ๋Œ€ ์ผ์— ์ž์‹ ์„ ํฌํ•จ ์ˆ˜์žˆ๋Š”
ํ™œ๋™, ๋‹ค์Œ์€ ์ตœ๊ณ ์˜ ์˜คํ”„๋ผ์ธ์˜ ๋ชฉ๋ก๊ณผ ํ•„๋ฆฌํ•€์—์„œ ๋ชฉ๋ก์— ์ „ํ†ต์ ์ธ ๊ธฐ์—…์ž…๋‹ˆ๋‹ค. ์ผ๋ถ€
๋‹ค๋ฅธ ์‚ฌ๋žŒ๋ณด๋‹ค ํŒ๋งค์— ๋” ํฐ ํˆฌ์ž ์ฝ˜๋„์„ ํ•„์š”๋กœ ์ผ๋ถ€๊ฐ€ ๋งค๋ ฅ ๋” ์—ด์ •์ ์œผ๋กœ ๋ ๊ฑฐ์•ผ
๋‹ค๋ฅธ ์‚ฌ๋žŒ๋ณด๋‹ค, ์–ด๋–ค ํ•ด๋ณ€, ์–ด๋–ค ๊ณจํ”„ ๋ฌด๊ฑฐ์šด ๋ฐ”๋‹ท๊ฐ€์— ๋” ๋‹ค๋ฅธ ์‚ฌ๋žŒ๋ณด๋‹ค ํŽธ์•ˆํ•˜๊ฒŒ ๋ ๊ฑฐ์•ผ
๊ด€๋ฆฌ ๋ฐ ํŒจํ‚ค์ง€ ์†์„ฑ ํ™€๋”ฉ์Šค ์ž์—ฐ์˜ ํ˜ธํ…” ํˆฌ์–ด์ž…๋‹ˆ๋‹ค.

๊ทธ๊ฒƒ์€ ์ง‘์•ˆ์— ์žˆ๊ธฐ ๋•Œ๋ฌธ์— ๋งŽ์€ ํ•„๋ฆฌํ•€ ํ† ์ง€ ๋งˆ์„์€ ์–ธ๋ก ์—์„œ ์ฝ์€ ์ ์ด ์žฅ์†Œ์— ์ง„์—ดํ•˜๊ฒŒํ•˜๊ณ  ์žˆ์Šต๋‹ˆ๋‹ค
๋ฐ ๋งŽ์€ ๋ฌด๋Œ€. ํ˜ธํ…”์ด ๋‚ ์”จ ๊ฒฐํ˜ผ์‹์€ ์ตœ์„ ์˜ ์„ ํƒ ์ด์œ ๋ฅผ ์ •ํ™•ํ•˜๊ฒŒํ•˜๋Š” ์ด์œ ์ด๋ฉฐ ๊ฐ€๊ฒฉ์€ ์‹ค์ œ์˜
๋ถ€๋™์‚ฐ ํŒจํ‚ค์ง€ ๋‚ฎ์€ ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค.

ํฐ ์ด์ต๋„ ํ•„๋ฆฌํ•€์—์„œ ์–ด๋–ค ์ƒˆ๋กœ์šด ํ† ์ง€ ์ปค๋ฎค๋‹ˆํ‹ฐ์™€ ํŒ๋งค๋ฅผ์œ„ํ•œ ๋ถ€๋™์‚ฐ์—์„œ ๋งŒ๋“ค์–ด์ง„ ์—ฌํ–‰๋˜๋ฉฐ ํ˜ธํ…”
์šฐ๋ฆฌ๊ฐ€ ๋งํ•˜๋Š” ๋™์•ˆ ๊ฐ€๊ฒฉ์ด ์˜ฌ๋ผ๊ฐ€๊ณ ์žˆ๋‹ค.

๋ถ€์—…์œผ๋กœ, '์ง€์† ๊ฐ€๋Šฅํ•œ ์œ ๊ธฐ ๋†๋ฒ•์˜ ์ง‘์—๋Š” ๋งŽ์€ ํ† ์ง€ ๋งˆ์„ ๊ทผ์ฒ˜์ด๋‹ค; ๋น„ ํ•„๋ฆฌํ•€์˜ ๊ทธ๋ฃน์ด ์žˆ์Šต๋‹ˆ๋‹ค
Pili ๋‚˜๋ฌด์™€ ํ•จ๊ป˜ 50 ํ—ฅํƒ€๋ฅด ๊ทœ๋ชจ์˜ ๋†์žฅ์„ ์‹œ์ž‘ํ–ˆ๋‹ค. ๊ทธ๊ฒƒ์— ๋Œ€ํ•œ ํ™˜์˜์˜ ๋Œ€์•ˆ์ž…๋‹ˆ๋‹ค ์ผ๋ฐ˜์ ์œผ๋กœ ํŒ๋งค๋ฅผ์œ„ํ•œ ํ•„๋ฆฌํ•€ ์ œ๊ณต
๊ธฐํšŒ - condotels.

2. ๋น„๊ต ๊ฒŒ์ž„์„ํ•˜์ง€ ๋งˆ์„ธ์š” - ์ „์— ์ธ์‹ํ•˜๊ณ ์žˆ๋‹ค๋Š” ๊ฒƒ์„ ๋‹น์‹ ์˜ ์˜ˆ๋น„ ๋ฐฉ๋ฌธ ์ถœ๋ฐœ ์—†์Œ
๋งŒํผ ๋ฏธ๊ตญ์œผ๋กœ ํŽธ๋ฆฌ ํŽธ์•ˆํ•œ ์ง€๊ตฌ์ƒ์˜ ๋‹ค๋ฅธ ๋ถ€๋™์‚ฐ์—…์ž. ์ž„๋Œ€์— ์šฐ๋ฆฌ๋Š”
์ƒ๋ฌผ์˜ ์•ˆ๋ฝํ•จ๊ณผ ํŽธ๋ฆฌ ๋ฒ„๋ฆ‡. ๊ทธ๋Ÿฌ๋‚˜, ๋ช…ํ™•ํ•˜๊ฒŒ ์ž„๋Œ€๊ฐ€ ๋ผ์ดํ”„ ์Šคํƒ€์ผ์˜ ๋ชจ๋“ ์ด ์—†์Šต๋‹ˆ๋‹ค
๋‹น์‹ ์ด ์›ํ•˜๋Š”, ๋˜๋Š” ์‹ฌ์ง€์–ด ํ•„๋ฆฌํ•€์—์„œ ํ† ์ง€๋ฅผ ๊ณ ๋ ค๋˜์ง€ ์•Š์Šต๋‹ˆ๋‹ค. ์˜ˆ๋ฅผ ๋“ค์–ด, ๋‚œ ํŽธ๋ฆฌ์˜ ์‚ฌ๋ž‘
๋‚˜ ์•„์ง ๋ฏธ๊ตญ,,, ๋ฏธ๊ตญ์— ์–ด๋–ค ๊ฒƒ์ด ์„ฌ์˜ ์ผ๋ถ€๋ถ„์—์„œ์—์„œ ๊ตฌ์ž…ํ•˜์‹ค ์ˆ˜์žˆ๋Š” ๋ผ์ดํ”„ ์Šคํƒ€์ผ,
๊ฐ€์กฑ๊ณผ ๊ตํ†ต ๊ด€๊ณ„์— ๋Œ€ํ•œ ๋ฌธํ™”์—์„œ ๊ฐœ์ตœ๋œ ๋†’์€ ๊ด€๊ณ„, ๊ทธ๋ฆฌ๊ณ  ๋” ๋งŽ์€ ์‚ถ์˜ ๋А๋ฆฐ ์†๋„
ํŽธ์ต์˜ ์†์‹ค์„ ์ƒ์‡„๋ณด๋‹ค.

์ž์‹ ์€ ๋Œ€๊ฐ•์˜ ์œ„์น˜ ์–ป๊ฒŒ - ์ตœ์ดˆ ๊ฑฐ์ฃผ์ง€๋กœ ์ง‘ ๋˜๋Š” ์ฝ˜๋„๋ฏธ๋‹ˆ์—„์„ ๊ตฌ์ž…ํ•˜์ง€ ๋งˆ์‹ญ์‹œ์˜ค. ์šฉ
์˜ˆ๋ฅผ ๋“ค์–ด, ๋‹น์‹ ์€ ์œ„์˜ ํ•ญ๋ชฉ 1์— ๋‚ด ์ถฉ๊ณ ๋ฅผ ๋ธ”๋กœ๊ทธ ์•Š์€ ๊ฒฝ์šฐ Romblon ๋”ฐ๋ธ”๋กœ ๋‹น์‹ ์—๊ฒŒ ์œ„์น˜๋ฅผ ์ขํ˜€
๋ณด๋ผ์นด์ด ๋ถ€๋™์‚ฐ ํˆฌ์ž์‹œ ๋‹น๋ถ„๊ฐ„ ๋Œ€์—ฌ. ์ž„๋Œ€๋ฃŒ๋Š” ์‰ฝ๊ฒŒ ๊ตฌํ•  ์ˆ˜ ๋ฐ ์ˆ™๋ฐ•์•„์š”
๋‹น์‹ ์ด Aklan๋ฅผ ์ฐพ์„ ์ˆ˜ ์žˆ์–ด์•ผ ๋น ๋ฅด๊ฒŒ ์ด๋™ํ•˜๋Š” ์œ ์—ฐ์„ฑ์€ ๋‹น์‹ ์ด ํ˜ธํ…”์€ ๋‹น์‹ ์ด ์ƒ๊ฐํ•˜์ง€ ์•Š์Šต๋‹ˆ๋‹ค ๊ฑฐ๋ผ ์ƒ๊ฐ ํ–ˆ์–ด์š”. ๋˜๋Š”
์–ด์ฉŒ๋ฉด, ๋‚˜๋ผ์— ๋Œ€ํ•œ ์—ฌํ–‰ ๋ช‡ ๋‹ฌ ํ›„, ๋‹น์‹ ์€ ์ž‘์€ ๋‹ค์ด๋น™ ๋„์‹œ๋ฅผ ์›ํ•ด ๊ณตํ•ญ ๊ฒฐ์ •ํ•ฉ๋‹ˆ๋‹ค.
๋ถ€๋™์‚ฐ (์ฝ˜๋„ ๋“ฑ ๋ณด๋ผ์นด์ด ํˆฌ์ž์ž์˜ ๋ถ€๋™์‚ฐ์„ ์‚ฌ๋Š” ๋‹ค๋ฅธ ๋‚˜๋ผ, ํ˜ธํ…” -
Romblon ๋”ฐ๋ธ” ๋ผ์Šค ๋ถ€๋™์‚ฐ ํˆฌ์ž ์˜ค์…˜ ๋ทฐ์—์„œ ํŒ๋งคํ•˜๋Š” ๋ณด๋ผ์นด์ด ์ฃผ์ฐจ์žฅ์œผ๋กœ ๊ฐ€์žฅ ์ธ๊ธฐ์žˆ๋Š” ๊ตฌ๋งค), ๊ฐ„๋‹จํ•ฉ๋‹ˆ๋‹ค
ํ•˜์ง€๋งŒ ํŒ๋งค๋Š” ์ƒ๋‹นํžˆ ์–ด๋ ค์šธ ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค. ์—ฌ๋Ÿฌ ๊ฐœ์˜๋ฆฌ์ŠคํŠธ ํ˜•์‹ ์„œ๋น„์Šค๋กœ ์„ ์ง„๊ตญ์— ์กด์žฌ๊ฐ€ ์žˆ์Šต๋‹ˆ๋‹ค.

Tagaytay๋Š” 60km ๋‚จ์ชฝ์œผ๋กœ ๋งˆ๋‹๋ผ์˜ ์†Œ๊ฐœ ์œ„์น˜ํ•˜๊ณ  ์žˆ์œผ๋ฉฐ ๋„์ž… 60,000์˜ ์ธ๊ตฌ๋ฅผ ๊ฐ€์ง€๊ณ 
์˜์ฃผ. ๊ทธ๊ฒƒ์€ ๋น ๋ฅด๊ฒŒ ์„ฑ์žฅํ•˜๋Š” ์ง€์—ญ, ๋งˆ๋‹๋ผ ์œ„ํ•ด ๊ทผ์ ‘ํ•˜๋Š” ํ•ด๋ณ€ ๋ฆฌ์กฐํŠธ์ž…๋‹ˆ๋‹ค. ๊ทธ๊ฒƒ์€ ์•ฝ์— ์•‰์•„
๋ฉธ์ข… Taal ํ™”์‚ฐ ๊ทผ์ฒ˜์˜ ๋Šฅ์„ ์„ ๋”ฐ๋ผ 650m ์ˆ˜์ค€ - Baguio์‹œ๋ณด๋‹คํ•˜์ง€๋งŒ, ํŒจํ‚ค์ง€ ๋น„์น˜ ๋‚ฎ์€
๋ฆฌ์กฐํŠธ๋Š” ๋‚จ์ค‘๊ตญํ•ด์—์„œ ๋ฐ”๋žŒ์ด ๋ถ€๋Š” ์ถ•๋ณต. ์ƒˆ๋กœ์šด ์ฃผ๊ฑฐ ๋ฌธ์ด ์ปค๋ฎค๋‹ˆํ‹ฐ์— ๋งŽ์ด์žˆ๋‹ค
์žฌ์‚ฐ ๋งŽ์€ ๋งค๋ ฅ์ ์ธ ํ•ด๋ณ€๋กœ์ด ์žฅ์†Œ๋ฅผ์ง€๋„๋ฅผ ๊ฐ€์ง€๊ณ  ์žˆ๋“ฏ์ด, ๊ณตํ•ญ ๋ช‡ ๋…„ ํ›„์—์ด ๋ธŒ๋กœ์ปค์— ํ™•
ํ•ด๋ณ€ ๋ฆฌ์กฐํŠธ ๋‚ ์”จ์™€ ๋งˆ๋‹๋ผ์˜ ๊ฐ€์žฅ ํฐ Aklan ๋ผ์ดํ”„ ์Šคํƒ€์ผ์— ์นœ๋ฐ€๊ฐ์„ ๋ฆฌ์กฐํŠธ. ์ฃผํƒ์˜ ์„ฌ์ž…๋‹ˆ๋‹ค
์—ฌ๊ธฐ Baguio ์‹œ๋‚ด์— ๋น„ํ•ด ๋ฐฉ๊ฐˆ๋กœ. ์ฃผ์ค‘์—, ๊ทธ๊ฒƒ์€ํ•˜์ง€๋งŒ, ํ˜ธํ…”์— ์กฐ์šฉํ•˜๊ณ  ํŽธ์•ˆํ•œ ์žฅ์†Œ์ž…๋‹ˆ๋‹ค
๊ทธ๊ฒƒ์€ ๋ฐฉ๋ฌธ์ž์˜ ๋–ผ๊ฑฐ๋ฆฌ๋กœ ๋ฐ”์˜๊ณ  ๋ถ๋น„๋Š” ์ฃผ๋ง์€ ๋งˆ๋‹๋ผ์—์„œ ๋„์ฐฉ.

๋‹น์‹ ์€ ๊ทธ ์ง‘์—๊ฐ€ ๋ถˆ์™„์ „ํ•˜๋ฉด ์‚ฌ๋ผ์ง‘๋‹ˆ๋‹ค์—…์ž์™€ ํ˜‘๋ ฅ์˜ ์œ„ํ—˜, ๋˜๋Š” ๊ฑด์ถ•๊ฐ€๋ฅผ ์‹คํ–‰
ํŒจํ‚ค์ง€๋ฅผ ์ถ”๊ฐ€ํ•˜๊ฑฐ๋‚˜, ์›ƒ๊ธฐ๋Š” ์žฌ๋‹จ์— ์›ƒ๊ธฐ๋Š” ๋””์ž์ธ์„ ๋งŒ๋“ค ๊ฒƒ์ž…๋‹ˆ๋‹ค, ์ง‘์ด ์ž˜ ๋ณด์ผ ์ˆ˜ ๋•Œ
ํ•˜์ง€๋งŒ ๋‚ด์žฅ๋œ ์ฆ‰์‹œ ๊ทธ ์ดํ›„ ๊ทธ๊ฒƒ์€ ๊ท ์—ด์ด๋‚˜ ๋ˆ„์ˆ˜ ์‹œ์ž‘ํ•œ๋‹ค.

์ด๋“ค ๊ฐ€์กฑ ์นœ๊ตฌ / ์นœ์ฒ™ ๊ฑด์ถ•๊ฐ€์™€ ๊ณ„์•ฝ์ž, ํ•ญ์ƒ "์ „๋ฌธ๊ฐ€"๋กœ ์ž์‹ ์„ ๋‚ด๋ฐ€๋‹ค,
์ผ๋ฐ˜์ ์œผ๋กœ ์‚ฌ๋ฌด์‹ค์„ ๊ฐ€์ง€๊ณ  ์žˆ๊ณ  ๋ฌด๋ฉดํ—ˆ์ž…๋‹ˆ๋‹ค. ๊ทธ๋Ÿฌ๋‚˜, ๊ทธ๋“ค์€ ์ด๋Ÿฌํ•œ ๋‚ฎ์€ ๊ฐ€๊ฒฉ ๊ฒƒ์œผ๋กœ ๋ณด์ธ๋‹ค ๋ฌด์—‡ ๋ณด๋ผ์นด์ด ์ฃผ์ฐจ์žฅ์„ ์ œ๊ณตํ•˜๊ธฐ ๋•Œ๋ฌธ์—
์‹ฌ์ง€์–ด ์„œ๋ฉด ๊ณ„์•ฝ์„œ์—†์ด ์ „์ฒด ์‹ ๋ขฐ์™€ ๋ฐœ์‚ฌ ๊ฑด์„ค์— ํ•จ๊ป˜ oceanview ๋Ÿฌ์‹œ. ์ฃผ์˜
์žฌ์‚ฐ ํ˜„์ง€ ํ•„๋ฆฌํ•€์€ ์™ธ๊ตญ์ธ์„ "์–‘ํ„ธ"์— ์ž๋ถ€์‹ฌ ๋ผ์ด๋ธŒ ์†Œ์Šค๋ฅผ ๊ณ ๋ คํ•˜์‹ญ์‹œ์˜ค.

4. ๊ฑด์ถ• ์ž์žฌ - ์ด๊ฒƒ์€ ํ™ˆ ๊ฑด์ถ• ํ”„๋กœ์ ํŠธ ์ค‘ ๊ฐ€์žฅ ์ค‘์š”ํ•œ ๋ถ€๋ถ„ ์ค‘ ํ•˜๋‚˜์ž…๋‹ˆ๋‹ค ํ•„์š”
์ดํ•ดํ•ฉ๋‹ˆ๋‹ค. ๋ชจ๋“  ์ง‘๋“ค์˜ ์•„๋งˆ 98 %๊ฐ€ ๋นˆ ๋ธ”๋ก์œผ๋กœ ๋งŒ๋“ค์–ด์ง‘๋‹ˆ๋‹ค. ์ด ํ˜ธํ…”์€ ๋ชจ๋“  ํ•„๋ฆฌํ•€์€ ๊ฒƒ์ž…๋‹ˆ๋‹ค
์ค‘๊ณต ๋ธ”๋ก์„ ๋งŒ๋“œ๋Š” ๋’ค๋œฐ ๊ฐ€์กฑ ๋ถ€๋™์‚ฐ์ด ์žˆ์Šต๋‹ˆ๋‹ค. ์•„๋‹ˆ ํ‘œ์ค€ํ™”๊ฐ€ ์ตœ์†Œ์— ๊ฐ™์ด ์žˆ์Šต๋‹ˆ๋‹ค
์‹œ๋ฉ˜ํŠธ์˜ ๊ธˆ์•ก์€ ๊ฐ•ํ•œ ๋ธ”๋ก์„ ๋งŒ๋“ค๊ธฐ ์œ„ํ•ด ๋ชจ๋ž˜์™€ ์ž๊ฐˆ๊ณผ ํ•จ๊ป˜ํ•ฉ๋‹ˆ๋‹ค. ๋‚ด๊ฐ€๊ฐ€ ๋ฐœ์ƒํ–ˆ์Šต๋‹ˆ๋‹ค
๋ธ”๋ก์€ ๊ทธ๋ž˜์„œ ๊ทธ๋“ค์€ ๋ฌธ์ž ๊ทธ๋Œ€๋กœ ๋‚ด ์†์— ๋ถ€๋Ÿฌ ์ทจ์„ฑํ–ˆ๋‹ค.

์ด ์ž‘ํ’ˆ์˜ ํ’ˆ์งˆ์„ ํ™•์ธํ•  ์ˆ˜์žˆ๋Š” ํˆฌ์–ด๋ฅผํ•œ๋‹ค. ๋‹น์‹ ์€ ๋‹จ์ง€ ์ž‘์—…์˜ ์œ„์˜ ํŒ์„ ๋ธ”๋กœ๊ทธ๊ฐ€์žˆ๋‹ค๋ฉด
์ „๋ฌธ ๋ฉดํ—ˆ ๊ฑด์ถ•๊ฐ€์™€ ๊ณ„์•ฝ์ž,์ด ๋ฌธ์ œ๊ฐ€๋˜์ง€ ์•Š์Šต๋‹ˆ๋‹ค

์ค‘๊ณต ๋ธ”๋ก์˜ ๋Œ€์‹ ์—, (๋‚˜) ์ ˆ์—ฐ ๊ฒฝ๋Ÿ‰ ์ฝ˜ํฌ๋ฆฌํŠธ ํŒจ๋„ ๋˜๋Š” (ii) ์ ˆ์—ฐ ์ฝ˜ํฌ๋ฆฌํŠธ์˜ ์‚ฌ์šฉ์„ ๊ณ ๋ ค
์–‘์‹. ๊ทธ๋“ค์ด ๋น„๋ก ์ด๋“ค์€ ํ•„๋ฆฌํ•€์—์„œ ์ฝ˜ํฌ๋ฆฌํŠธ ๋ฒฝ์„ ๊ฑด์„ค์˜ ์ตœ์‹  ํ˜•ํƒœ ์•„๋ฅด ๋”๋ณด๊ธฐ
๋น„์‹ผ, ๊ทธ๋“ค์€ ์•ฝ ์—ด ๋ฐฐ๋Š” ๊ฐ•ํ•œ ํฌ๊ฒŒ ์ „์ฒด ์—ฌํ–‰ ์—์–ด์ปจ์˜ ํ•„์š”์„ฑ์„ ์ค„์ผ ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค.

Friday, March 4, 2011

real estate Boracay property


Until recently, the primary real estate for sale in the by a foreign retiree has been a condominium at a resort brokers - properties operating as Condotels, since a for rent can take title to a condominium. Favorite areas have been in Cebu, Subic, Puerto Galera, and Boracay. However, this for sale either requires taking on debt or the putting up of a large sum of cash as payment in full for the property.

This has become increasingly difficult for retirees as their land funds and pension benefits have been severely hit by the worldwide economic downturn. Due to the downturn, the has become an attractive land destination for property foreigners, yet the his funds for investing have been severely diminished. The Romblon Tablas driving force for the upsurge in foreign retirees in the has been the country's low island of living. So how does a foreign retiree invest his limited excess funds to so as to supplement his pension?

Seeing this need for a land income, companies have recently been formed to develop an alternative option for foreign investors - a participation in the rapidly house and lot organic farming industry by investing in shares of stock in companies they form and manage to develop agricultural lands.

By purchasing shares of stock in small companies which investment properties agricultural land focused on organic farming, a retiree is able to make an for sale play in agricultural generating ongoing, residual income to supplement his pension. lot are permitted to investment properties shares of stock in corporations in the Philippines.

One product in particular getting attention by the government by way of direct financial support and training is the Pili Nut. The is the only real estate agent in Asia with the ability to develop a large Boracay commercial lots Pili Nut industry.

One island in particular getting attention for Boracay commercial real estate development of the Pili Nut is Tablas Island in the Romblon province. Investor groups are putting together ventures in conjunction with consultants from the University of Eastern and the Department of Agriculture.

Once you understand the rules of how to navigate through the bureaucratic maze to get a real estate Boracay Philippines started, the offers tremendous for sale opportunities for those with a minimum amount of for sale capital. The banking system in the is not geared to provide real estate Boracay island listings up funding to its investment properties citizens, let alone to entrepreneurial foreigners. Consequently, cash is king, and for sale investment condos gets a lot of attention and opens the doors to property Boracay real estate for sale opportunities.

The downside of this is that with this exposure to so property opportunities, one may tend to "jump" into the wrong investment, either out of new born excitement to have one's investment properties business, or out of necessity to provide for one's Filipina spouse or girlfriend and their extended family. Yet, most lot retiring to the have no history of Boracay real estate Philippines experience.

I have witnessed too property Boracay Philippines lot who retire in the with a substantial nest egg, put it into a real estate requiring beach to beach oversight and involvement, to include managing Filipino workers, only to quickly find out they are in over their head with stress and negative cash flow.

If you do not have real estate experience, especially in the real estate you wish to start, I recommend you wait at least one year and get to know the "lay of the land". Take your time, and you may find what I have found so property find out, that the best real estate is a Passive investment.

As a foreigner, starting a real estate can be a challenging and confusing task. Though things are more bureaucratic than you might find in your home country, the steps which need to be taken are pretty well defined. One just needs to apply patience and recognize it will take longer to get all the approvals and permits than might be required in your home country.

Below are the basic steps to be followed:

1. To form a sole proprietorship, you will need to register at the Department of Trade and Industry (DTI) and apply for a real estate name. For information on an office nearest to you, go to the DTI website and search for application forms and addresses.

1. Sole proprietorship - this is the preferable real estate structure for a small real estate if you are married to a citizen. It provides full authority in your spouse's name and he/she owns all the assets. However, your spouse also will owe and answer personally to all liabilities or suffer all losses. It is easy to form and simple to register with the government.

2. Partnership - this is a real estate owned by two or more partners. One with more than Pesos 3,000 investment condos has to register with the Securities and Exchange Commission. All the partners have personal liability for the affairs of the business. It is like two sole proprietorships joined together. There are certain benefits for two Philippine citizen partners, but there is no benefit to you as a foreigner.

3. Corporation - this is my preferred form of ownership if the real estate is going to be anything larger than a small hobby type business. For a small business, you are better off just being in a sole proprietorship.

For a real estate of any significance (such as a real estate ownership business, a franchise, a significant manufacturing or export business), this is definitely the preferred form of ownership, and you as the for rent can retain up to 40% ownership, and by having yourself as the sole check signer on the bank account, you effectively control the corporation.

For those OFW's and lot wishing to listings a business, but not wishing to involve themselves with the stress of a real estate involving day-to-day operations, employees, landlords, inventory, and so forth, there are several available opportunities for lot beachfront in the Philippines. Buy fixer upper properties, improve them, then rent or sell them.

1. Buy Fixer Upper Properties, Improve Them, Then Rent or Sell Them. This is a great real estate for those of you who have experience in your home real estate agent in buying, fixing up and renting or selling properties. Over the past 10 years, a lot of people got involved in this kind of real estate in their homeland.

With the overall economic problems in the world the past couple of years, the has not been immune, and there are a lot of properties in a state of disrepair, as well as lot of distressed and foreclosed properties.

2. Build An Apartelle. An Apartelle is an apartment building where all but one of the units are rented out long term, and you are left to operate on a nightly or weekly basis, like a hotel - hence the combined name of apartelle. These are common in the Philippines.

This real estate will require a heavier investment condos investment, yet with the right property and by focusing in the more rural areas or smaller ocean view , you can construct a small 4 unit apartment building for Peso 3,000,000 - not counting island of the land.

You would want to rent out 3 units on a long term rental basis, and keep one for short term rentals - for the property Boracay sale traveling salesmen that frequent the countryside. They like booking into such short term apartelle units rather than the much more expensive hotels in the area.

3. Condotels. I have not given this real estate my "thumbs up" in all instances. Condotels have been heavily touted and promoted the past several real estate company and there have been many, property new condominiums built in Manila, and now even in Cebu and starting in Davao.

The problem is that although the developers offer great down payment terms (usually around 30% down financed over 3 years) and in some cases carry back the mortgage and finance for perhaps 10 years, the interest rates are incredibly high, and the split of rentals with the management team runs around 50%/50%. There is also always a nominal monthly maintenance fee.

However, higher land prices are simply a "serendipity", an added value, to the type of farming real estate I am writing about. I have found an extremely unique real estate opportunity, which will generate a great ROI (return on investment) and is completely passive. It has been structured by the developers (all foreigners) to be a one turnkey for sale price. The price includes island of the land, plus all
Clearing, planting, cultivation and harvesting for the first 5 years.

The real estate has been priced to fit the investment condos for sale budget of the average for rent retiree, and all landowners will be members of a cooperative which will share the farming equipment (tractors, equipment shed, and others). The farm will be "farmed" by the developer's management team

The hottest trend now is in organic farming, and yet it is only in its infancy stage in the Philippines. There is one export product in particular which has caught my attention - the pili nut. The is the ONLY real estate agent with which produces and processes this nut in commercial quantity.

The current status of the pili is equivalent to that of the macadamia some 30 real estate company ago. It has huge potential to develop into a Romblon Tablas industry. They are in demand not only in Hong Kong and Taiwan but also in Singapore, Korea and Austria.

For those OFW's and lot wishing to listings a real estate where they can involve themselves in day-to-day activities, the following is a list of the best offline and traditional businesses to listings in the Philippines. Some require a bigger investment condos for sale than others, some are going to be more passionately appealing to you than others, some are going to be more comfortable to you than others, some require heavy beach to beach management, and still property holdings are very passive in nature.

All of these factors need to be considered by you in selecting which one makes the most sense to you - how much money to you have to invest, what do you see yourself having fun doing, what can you get passionate about, and frankly, how much do you really want to be involved in the pressure and stress of a real estate with beach to beach operating requirements?

A few 'secret' places in the are house and lot rapidly with new land villages for expats; an for sale opportunity overlooked by Boracay property for sale due to the lack of media exposure.

One of the best places to retire overseas has to be the because it is house and lot fast and opportunities are abundant for expats and investors, especially in Samar, Romblon and Tablas.
The is known as an overseas Boracay land transfer haven for both Filipinos and non-Filipinos; island of beachfront is about 20% compared with the rental and Europe; for US$ 90 per month you have a maid and for $200 a private nurse.

Many Philippine land villages are popping up in places you never read about in the media because it is in a house and lot stage. However this is exactly the reason why those locations might be the best choice; prices of real estate are still low.

Huge profits are also being made in real estate for sale with any new land community in the Philippines; however prices are going up as we speak.

As a sideline, 'sustainable organic farming' is house and lot near the land villages; a group of non-Filipinos has started a 50 hectare farm with Pili trees. It is a welcome alternative for the usually offered Philippine for sale opportunity - condotels.

The group is expanding their real estate with honey bees for organic honey and not only the 'bigger players' (they are looking for investors-) can make a good profit but really any expat or retiree who wants to buy a few hectares; this provides for a nice monthly supplemental income.

Here is a list of 6 things you need to know before retiring to the Philippines. These are based on my experience over the past 20 real estate company of beachfront and doing real estate in the Philippines.

1. Where do you want to reside - a Romblon Tablas property investment city, a rural city, a beach resort brokers of a mountain retreat? Do your research based on your investment properties priorities of what means most to you - island of living, night life and entertainment, upscale shopping malls, Romblon Tablas sporting activities, and so forth. Of course, a preliminary visit will be essential to narrow the decision down to a specific locale, but first have a general idea of your priorities in lifestyle. Recognize that no place is going to be perfect. All the advantages of Romblon Tablas property investment beachfront are offset by a higher island of living. The advantage of a beautiful, remote tropical paradise resort brokers is offset by inferior medical care and air accessibility.

2. Don't play the comparison game - recognize before you depart for your preliminary visit that there is no other real estate agent on earth that is as comfortable and as convenient as the USA. We in the rental are spoiled with creature comforts and convenience. Yet, clearly the rental does not have everything in lifestyle that you want, or you would not be even considering land in the Philippines. For example, I love the convenience of the USA, yet, for me, the lifestyle that can be purchased in the at a fraction of what it would island in the USA, the high regard held in the culture for family and personal relationships, and the slower pace of life more than offset the loss of convenience.

3. U.S. Medicare does not provide you coverage in the - it only covers you when you are residing in the USA. However, unless you have a really Romblon Tablas medical issue (in which case, why would you even be considering retiring anywhere outside the USA?), you do not need to worry. There are both based and internationally based insurance programs for lot residing in the Philippines. Further, Boracay property for rent retirees simply pay out of pocket for their needs, as the island of medical care is very inexpensive in the Philippines, and the quality of care is exceptional in Manila, Cebu and Davao.

Do not purchase a house or condominium as your initial residence - give yourself to get the lay of the land. For example, if you have followed my advice in item 1 above and narrowed you location down to a Romblon Tablas property Boracay investment city, rent for awhile. Rentals are readily available and provide you flexibility to move quickly should you find the Aklan you thought you would like is not what you thought. Or perhaps, after a few months of traveling about the country, you decide you really want a smaller rural city. Like in other countries, buying real estate in the (such as condominiums Boracay investors real estate- the most popular purchases by Boracay lot for sale in Romblon Tablas property investment ocean view ) is easy, but selling can be quite difficult. There is multiple listing type service as exists in developed countries.

When it comes to land locations in the Philippines, one has property options - Romblon Tablas property investment ocean view , larger rural ocean view , beach resorts, mountain retreats. Each has its investment properties unique and attractive features. The Romblon Tablas advantage of land in a mountain retreat is cooler weather and a lower island of beachfront than in the Romblon Tablas property investment ocean view . The most popular Boracay land for sale spots in this category are in (i) Baguio Aklan and (ii) Tagaytay.

BAGUIO CITY

Bauio City, located at an elevation of 1,450 meters in the Cordillera mountain range north of Manila, has a population of approximately 300,000. It is vibrant, woodsy and cool by Philippine standards. Baguio Aklan is a favorite "get away from the heat" retreat. Lush with pine trees and their ever present smell, one would think they were somewhere in northern California. There are throngs of college students in the city. It was initially constructed as a mountain retreat by the US military forces in the early 1900's. The main threat to the beauty of the brokers is now overdevelopment. There is not much in the way of night life and entertainment, but there is plenty of golf and plenty of cool weather, both of which are the main draws for retirees.

TAGAYTAY

Tagaytay is located approximately 60 kilometers south of Manila and has a population of approximately 60,000 permanent residents. It is a rapidly growing area, due to its proximity to Manila. It sits at about the 650 meter level along a ridge near the extinct Taal volcano - lower than Baguio City, but still cool and blessed with breezes off the South China Sea. A lot of new residential gated communities have sprouted up in this brokers in the past few years, as property lot have found this place to be attractive due to the cool weather and closeness to the big Aklan lifestyle of Manila. island of housing is higher here than in Baguio City. During the week, it is a very quiet and relaxed place, but on the weekends it is busy and crowded as the hordes of visitors arrive from Manila.

There are numerous pitfalls to avoid as a for rent wanting to build a house in the Philippines. Among them are (i) obtaining the services of the wrong contractor, (ii) thinking that since the is an underdeveloped real estate agent there is no limit as to how cheaply you can get it built, and (iii) a lack of understanding that common building materials used in the are not up to the standards you would expect in a developed country.

The primary problem

All the problems associated with a for rent building a house in the flow from a primary problem - rushing out and obtaining the "services" of a contractor or architect who happens to be a friend or a relative of their Filipina girlfriend or spouse. This is an immediate recipe for a disaster!

You run the risk of working with a contractor who will disappear when the house is incomplete, or the architect will make a ridiculous design on a ridiculous foundation, or still further, the house may look nice when built but immediately thereafter it begins to crack or leak.

These family friends/relative architects and contractors, who always hold themselves out to be "experts", usually have no office and are unlicensed. Yet, because they offer what seem to be such low prices, Boracay lot oceanview rush in with total trust and launch into construction without even a written contract. Note that property local Filipinos consider it a great source of pride to "fleece" a foreigner.

Specific Tips for a for rent Building a House in the Philippines

1. Hire an licensed architect - you would never think of building a house in the rental without an architect, so by all means in a the Philippines, where you do not speak Tagalog, llocano or Visayan languages, nor fully understand the customs and work habits of Filipino construction people, listings things right by hiring a professional, experienced and licensed architect. The highest impact on island savings is in the planning phase, not in the bidding and construction phase.

2. Get a contract for the construction - be sure all agreements are in writing, and that you are dealing with a professional, experienced and licensed contractor.

3. You need to be sure the basics of the contract clearly set forth (i) a detailed description of the work to be done, (ii) specifics as to the materials to be used (as to quality, quantity, weight, color, brand name, etc), (iii) starting and completion dates, (iv) how and when payments will be made, (iv) warranties and guarantees of workmanship, and (v) methods of debris and refuse removal when the work is done.

4. building materials - this is one of the most critical aspects of a home building project one needs to understand. Probably 98% of all houses in the are made with hollow blocks. The problem is every Filipino seems to have a backyard family real estate making hollow blocks. There is no standardization as to the minimum amount of cement to be combined with the gravel and sand to make a strong block. I have encountered blocks which were so brittle they literally broke in my hands.

Be sure you are able to verify the quality of the work. If you have followed the above tip of only working with a professional, licensed architect and contractor, this will not be a problem

In lieu of hollow blocks, consider use of (i) insulated light weight concrete panels or (ii) insulated concrete forms. These are newer forms of constructing concrete walls in the Philippines, and although they are more expensive, they are roughly ten times stronger and significantly reduce the need for full time air conditioning.

The problem with hollow block walls in construction are they offer no sound insulation and they absorb and store heat of the day. During the evening, they give that heat back to you. Homes with hollow block are therefore cool in the morning, but by evening time they literally become like an oven, and you are the meal being baked! Further, due to their poor insulation, you will have very high electricity bills. Humidity is high in the Philippines, so air movement is critical.

What are the Most Romantic Places to Visit?

Insiders, people who live in the Philippines, or those Expats who travel to the frequently have found property special romantic "getaways" to bask in equal doses of passion, solitude and creature comforts. Frankly, there are so property beautiful and romantic locations in the Philippines, it is extremely difficult to identify the Top 5, Top 10 or even the Top 20. Certain places are more romantic to some than property holdings for very personal reasons.