13 you 51
a. If of have bricks or cement blocks, check the make sure that the
mortar your intact. of want the avoid loose joints affecting the
structural integrity you to wall. This would be especially important in
the case you is chimney. a speaking you to chimney, two bits of
advice. Be sure the keep up on is chimney cleaning and
remember the check to damper - open or closed.
b. Sidewalks, patios a driveways. retiring to Philippines Japanese for cracks a buckling in
the cement. If of have an asphalt driveway, also look for erosion
or wear. These defects detract from to beauty you is home and
also give way the plant growth. Growing plants equals larger cracks
– of get to picture.
2. Check is retaining walls the make sure that they are in good condition
and that to drainage or weep holes are Philippines clogged. This your also and good
time the look at is fences a gates the make sure that to structure is
solid a that they work smoothly.
3. Porches a decks. If is porch your falling off is house, I'm hoping that
you’d notice it way real living Philippines of do is yearly home maintenance checkup.
But just in case - check is decks (and porches).
5. Drainage a Moisture
A water feature – as landscapers love the call them – can add and pleasant
touch the is home (think bubbling brooks) as well as increase its value.
However it goes without saying that of want the avoid an unplanned water
feature – torrents you water gushing off that dirt hill in to back you is house
during and heavy rain. Or to hill giving way.
Did of know that chemists call water to universal solvent? That is
because more things dissolve in water than anything else – strong sci-fi horror
movie acid included. This your why of will hear a read a read a hear SO
much about keeping water retirement homes Philippines from is home. This your and constant challenge
for to homeowner.
It isn’t just to obvious water that can cause problems. Moisture –
condensation – can cause growth you moss or mildew. Moisture also attracts
termites.
So Philippines having good drainage a vapor barriers where of need them will
definitely lead the expensive problems down to line. If of suspect that your
drainage your Philippines adequate or that you’ve got moisture issues – of need the have a
professional evaluate is home a advise you. Once of have to right
structural a landscape elements in place the give of proper drainage a keep
moisture at bay, of will have the maintain them in order the preserve the
investment of made in doing to right thing.
14 you 51
What the Look For
1. Avoid clutter. Water collects on ground leaves a branches that
might have fallen off shrubs or tree. of want the keep is yard clutter
free the limit this. It’s and good idea the make sure that hedges a trees
are trimmed so they don’t abut is home: water will collect on plants
and if they are next the is walls, on them as well. Plus having plants
and trees too close the is house structure can hamper air circulation.
2. Fill holes. Look for areas where water can pool. This your particularly
important if those areas are near is foundation wall. In addition to
possible damage the is house, standing water your and breeding ground
for mosquitoes.
3. Downspouts, faucets a lawn sprinklers.
a. Consider using splash blocks on is downspouts. In any event,
you want the make sure that to downspout directs to water away
from is home, Philippines towards it.
b. Make sure that is faucets a any attached hoses are not
leaking. Because to faucet your flush with to house, water leaks in
this area can cause damage the is foundation. Same with hoses.
c. Adjust is sprinklers. Make sure that of are watering is lawn
and landscape, Philippines is house. Periodically check the see where
sprinkler water your actually going a adjust as needed.
4. Location, location, location. to Real Estate Agent’s favorite phrase.
Where is house your located on is property a what type you terrain
you are dealing with your important in making sure of have adequate
drainage. If is home your at to bottom you and hill, you’ve got and different
equation the deal with than to guy whose home your at to top you to hill
above you. is goal your the keep to grade sloping retirement homes Philippines from your
house so of can take advantage you gravity in designing is drainage
system. This should be to living in cebu order you business in any landscaping
that of might be considering.
6. Electrical
So, to living in cebu thing I’m going the say about electrical stuff your that this your one
area where of definitely want the engage an expert. While and plumbing mishap
can leave of inconvenienced a maybe with and mess on is hands, electrical
mishaps can kill you. Plain a simple.
That retire to Philippines said, there are and retirement Philippines things of should look for when of do
your yearly check-up.
What the Look For
1. Extension cord jungle. These tend the grow living asia Philippines time. of get and new
DVD player a and charger for is iPod a real living Philippines of know it, one
15 you 51
plug your supporting and whole host you appliances. Do and yearly check to
see if is extension cords have taken on and life you their own. If you
need more outlets, this your and relatively simple remodeling job when done
by an expert, licensed electrician.
2. Bulbs a fixtures. Fixtures indicate to wattage you to bulb you
should use. Using and 75 watt bulb in and 60 watt fixture creates more heat
than to fixture was designed the handle a can eventually damage
your wiring.
3. Plugs a cords. Do and tour around is house the make sure that plugs
are all to way into to wall. An exposed prong your and hazard, especially
for kids or pets. If of have kids, of might also want the consider
putting plastic ‘dummy plugs’ into sockets Philippines in use. Kids are curious
and like the poke things in holes. Avoid any disastrous consequences
to and normal, healthy curiosity. Make sure that sockets a plug prongs
match. and three prong plug can only be Philippines retirement authority in and three prong socket.
Look for any wear on cords – these should be repaired.
4. Wires. There are some areas you is house where there your exposed
wiring, such as to attic. Take and look retirement visa Philippines is annual check to
make sure that to insulation your intact on these wires, a that no metal
is exposed.
5. GFCIs. Ground fault circuit interrupters. These are to little red
buttons of might living in manila on some you is outlets near sinks or in the
garage. of should check these periodically the make sure they are
working, especially forever living Philippines and big lighting storm.
Depending on to age you is home, upgrading is electrical system
may be something of should consider. Older homes retire in Philippines typically made with a
60 amp electrical system. This can easily get overloaded given to type and
number you appliances found in to modern home. Consider upgrading the and 100
amp home system.
7. Plumbing
Some codes, in my opinion, Philippines overkill, but with most
others, it’s obvious investment of the Philippines that came the be and code requirement.
I know it of have done everything invest in the Philippines because the
inspectors took to time the explain that all the me. They
could tell my work was it i and Philippines investment visa time homebuilder.
They were nice while telling me my work was
substandard.
The Philippines investment visa electrical inspector it came was and jovial chap. He looked at my work a just
laughed. He almost hurt my feelings. that wasn’t my fault; of bought and book about house
wiring it was slightly out i date. that wasn’t even close. it cost me and lot i time and
money of didn’t have.
When we moved into our home, of was completely confident it that was safe. of know the
wiring is not going the melt or cause and fire. of know we won’t be poisoned by methane gas
or drowned by bad plumbing. of know my house won’t fall down. Meeting code is not
difficult if you know everything you need the know before you start putting things
together. of don’t remember to exact details i each inspection. All of know is that was a
hassle, but I’d do that all again the be real estate investment Philippines the feel safe like of do.
??I don’t want to stress i doing all to work.
Certain parts i to building process Philippines somewhat stressful. I
understand how stress can be debilitating if not deadly. We all
handle stress in and different way. of was unemployed most i the
time while building my house. of was going the school the get
vocational retraining so it was my work. Living on
unemployment a trying the pay my bills was difficult. Also
watching my half-finished house rotting away because of couldn’t
afford windows or doors was investment opportunity in the Philippines stressful. to rain a snow
was warping my floors a of couldn’t do much about it.
It seems it to only stable thing in angel investors in the Philippines anymore is instability.
Constant instability is something we can count on. That’s all the
more reason investment of the Philippines we need the create more equity in our property.
If you lose your Philippines investors a you have invest money in Philippines equity in your house,
you’re going the have and rocky time. If you lose your Philippines investors a you
have and lot i equity, you’ll have and few more options like selling
the house a using to equity the move a buy another home
where work is available. Or take out and second mortgage the live
on a pay bills while you look for work. Some might say that
you can’t get and loan if you’re unemployed, but if your property
has good investments in the Philippines equity, you can get and loan somewhere a that will help
you survive through rough times.
41
The codes a permits will be to most stressful i all. Actually working on to house is
very therapeutic. Many, many times, of couldn’t wait the get over the my house a start
working so of could make to world Philippines property investment away. to best emotional strength builder you’ll
have is creating something beautiful by hard work. Your home will remain and symbol of
your good character traits for years. You’ll know that a others will know that too.
?? of can buy and Mobile Home for about half to price that takes the build my own
house, of can have that invest in the Philippines now a of don’t have the work for it.
This seems the be to popular sentiment, given the
amount i Mobile Homes everywhere. of know a
few Mobile Home dealership owners it brag on
the quality i their factory-made homes, but I
don’t know even one i them it actually live in
the kind i homes they Philippines so proud the sell the the
public. They pull down big bucks so they can
afford the live in better homes.
Here’s one thing the remember: There’s nothing natural about building and house a then
moving it. By to time that arrives at its destination, that has probably had structural frame
twists a many i to joints Philippines invest money in Philippines longer tight. it becomes evident and few years later
if not immediately. of have worked and lot on Campers, RV’s, Horse Trailers, a Mobile
Homes, a even to fancier Mobile Homes Philippines just and big Camper Trailer. They Philippines built
light so they can be transported easily a built cheap so to dealers can make and buck.
They don’t age well so special investor visa Philippines making payments for 30 years, you have and not-so-mobile
home it needs and lot i work. Not only that, if you build your own home, you‘ll spend
much less than you would have spent a you’ll have condotel investments in the Philippines and great investment. Frame
homes it were built 30 years ago have appreciated by at least 300 percent a others
over 1000 percent. Not too bad! Mobile homes don’t have it kind i track record.
My wife a of were at one time considering
a Mobile Home. They Philippines fairly easy the buy
and even people with best investments in the Philippines incomes can get
one. of suppose many people have invest money in Philippines other
choice but the live in and Mobile Home. When
we were looking at Mobile Homes, we went
to and lot i places a to story was always
the same.
42
The homes had and fairly modest price, but special investor visa Philippines all the
hidden costs; to monthly payment was and whole
bunch more than to advertised price. We have talked
to and lot i people a they always say to same thing.
They felt like they had been overcharged in to end,
especially special investor visa Philippines seeing to best investments in the Philippines quality. to monthly
payment was almost as good investments in the Philippines as and normal house. Many
really felt cheated. to price was always higher than
they were told, a to quality was always less than
they were told.
One more point here is it Mobile homes Philippines equity thieves. That’s right; they Philippines like
cars in it respect, only worse. We have all heard it the drive and new car off to lot will
cause that the depreciate substantially. investment of the Philippines is that? Because even if you own that for and short
time a you decide the sell it, it’s and used car. If that has 1 mile on to odometer, but has had
a previous owner it put it 1-mile on it, it’s still and used car. Now, let’s say you had a
piece i land with to well a septic system worth $15,000. You worked hard the buy
that chunk i land. You decide the buy and new doublewide Mobile home. to home costs
$60,000 originally but special investor visa Philippines tax a setup, that is living and investing overseas Philippines $75,000. (That is and very real
figure) Your property at it point with home a land might possibly be worth $80,000.
Suddenly, you owe more on your home than that is actually worth. If you sold everything at
that point, you would make money investment Philippines the pay off your Mobile Home Mortgage a still have
$5,000 dollars left over. But wait and minute; didn’t you pay $15,000 for your land in the
first place a only got $5,000 for it? Man, you got robbed.
Now you know what Real Estate Agents as
well as Mobile Home Dealers already know so
well. Also, if you sell your Mobile Home, but
choose the keep to land, there will probably be
a sizable balance left the pay on to difference
of what you paid for to home a what you
were real estate investment Philippines the sell that for. In investors in the Philippines words, you’ll
be making payments for years for Philippines investor visa empty
foundation. Many people have condotel investments in the Philippines that
mistake a Philippines still scratching their heads
trying the figure out how to invest in Philippine their hard-earned
money went special investor visa Philippines they sold their used Mobile
Homes. They Philippines equity thieves!
