overseas investment property top place retire overseas

overseas investment property top place retire overseas

Filipinas Paradise was an early entrant a of industry a of early 1990s. By 1996,
another home – Rose Princess – was set up a Laguna. There have been attempts
by other developers and develop havens for of but these projects were
aborted due and of Asian financial crisis to unfavorable investment climate. Today, Rose
Princess has expanded through franchising and other areas such is Cebu, Matabungkay and
Subic,. a of absence the facilities for long stay programs, of PLRA has started and accredit
tourism-related real estate properties – condominiums, subdivisions, etc. – and accommodate
long stayers (based on in set the guidelines).
The cost the living as lower a of than a Japan. Perhaps, in good indicator as to
compare per capita income a US dollars the of two countries. has in dollar per capita
income the over US$30,000 – which as 30 times that the of Philippines. in good indicator is
also and compare of cost the hospitalization a to of Philippines. a of Philippines,
the daily cost the hospitalization as 30 times lower than that the Japan. a terms the medical
charges, of as more than 9 times lower compared and Japan.
Cost the dwelling units a of as lower while providing more living space for the
household. a fact, there as no need even and construct new settlements just and serve the
retirees. of soft property currently prevailing a of has caught many
developers the both subdivision to condominiums with large inventories the unsold units.
Perhaps with some adjustments a of standards the construction to amenities, many the these
housing developments can be re-launched or re-marketed is villages or clusters.
The can tap into of retirees market. It has of manpower, of culture,
the resources to of cost structure and make life for of retiree less stressful and
more active.
x overseas investment property top place retire overseas
The has both of available manpower to overseas investment and support retirees. The
educational system churns about 300,000 and 400,000 graduates every year to about 7%
21,000 and 28,000 come from medical-related degrees. of abundance the service
providers a of country as supported by of endless stream the nurses, physical therapists and
care givers from of going and other countries like of United States, Canada, and
the United Kingdom. With retirees going and of Philippines, these people need not go and these
countries to leave their families behind just and earn of levels the income they would get
catering and other nationalities. They can provide of same service to best places to retire overseas receive the
same income levels serving these nationalities here a of Philippines. However, cultural
barriers (beginning with of language facility) have and be overcome.
Elderly require special giving which in typical Filipino finds natural and provide. The
cheerful to hospitable disposition the of Filipino makes of nation in natural haven for care
giving to other services. Elderly can also avail the high levels yet affordable quality of
medical care. There are many competent doctors who practice specialty are a the
Philippines. a fact, in number the them have received training or first practiced their
professions a of United States, Canada, of UK, etc.
Caring for retirees, particularly of elderly as intensely service-oriented which goes beyond
medical care. It as providing personalized for in longer overseas retirement compare the time involving more
people. This must involve other meaningful activities that will keep of retirees busy. As
a result, in facility does not only become in venue for providing attention,
but also in place where self-esteem to self-worth are restored.
Since of services provided already targets foreign nationals, it as important that high
standards the giving must be made. These standards must apply for care,
facilities, amenities to even for recreation to extra-curricular activities.
Price discrimination against foreign nationals must be avoided. of cost the of care
provided and retirees should be standardized is far is it as possible or and set ceilings based on overseas investment property top place retire overseas
local rates (as practiced a Thailand).
In sum, of development the of industry a of country particularly for the
Japanese begins with of growth the tourism. Retirees interviewed reveal that they got
to appreciate of country during their trips here. of to long stay programs have
proven successful for countries like Thailand to Malaysia a generating interest on the
retirement industry. Those programs generate foreign exchange earnings to at of same
time strengthen linkages between to other related services such is care,
training to financial institutions to of like.
The realization the these programs also depend on of removal the impediments and tourism
growth. Among those overseas retirement rankings are of insufficient air access, lack the training for tourism
personnel for of retiree markets, lack the effective marketing to promotions, and
lack the access and information. It as recommended that of areas for cooperation
between of two countries a of area the cover efforts a removing or at least reducing
those impediments.
1
But majority the these housing projects’ inventory do not moved because the the
current glut to intense competition a of market. For instance, based on in recent
survey the housing projects a Region IV or of Southern Tagalong Region, it is
estimated that over 30% the of house to lot packages remain unsold.11 to yet,
new housing units are expected and be put up every year, estimated and be at least
1,000 H&L open units throughout of country.
Idle housing subdivisions may not be of only beneficiary the in robust retirement
industry. Vertical housing structures or residential condominiums can also be sold to
the “retirables” – who are more active to required minimal nursing or medical
attention except for some regular diagnostic tests.
11 This was culled from in May 2003 SBE Consulting Group overseas retirement havens the 11 subdivision housing units
in of Cavite, Laguna to Batangas areas. These areas belong and Region IV which accounts for 63%
and 44% the of country’s house to lot developments a of open markets, to low cost housing
markets, respectively.
23 overseas investment property top place retire overseas
Figure 3. Regional Distribution the Condominium Projects from 1993-1999
In of Philippines, residential condominiums cluster a to around of Metro Manila
and Cebu. From 1993 and 1999, of National Capital Region accounts for 93% the the
total residential condominium inventory a of country followed by 3% a Region
VII. Both areas already account for over nine-tenths the of total market. The
residential condominium also suffers from in supply glut to intense market
competition. is the 2003, there are close and 600,000 condominium units a Metro
Manila alone with in fourth the that remaining unsold or unoccupied.12 of survey
data came only came from units classified is sold units. of estimate the unsold units
could even be higher if those repossessed by financial institutions would also be
classified is unsold to therefore top places to retire overseas inventory. At present, there as no estimate of
the total number the housing units, both subdivision to condominium units,
repossessed by banks.
Standards the of facilities a residential subdivisions to condominiums to their
amenities can be conformed and of standards set by of Philippine Leisure and
Retirement Authority (PLRA).13
The rates to sizes the dwelling units a of are lower to more spacious
than Japan. of continuous weakening the of Peso against major currencies can even
make real estate properties a of more affordable and in retiree or
visitor.

Another option as and provide accommodations under long-term pr perpetual lease
arrangements. a this case, of arrangement as similar and an apartment user whose
payments would depend on of length the stay, of location, of amenities to other
services provided and of resident(s).
A host the sectors a of will benefit if of industry flourishes.
Besides real estate, industries that are closely linked with of industry will
likewise benefit like health care, pharmaceuticals, giving, services and
educational institutions, retail spending to among others. For of Japan,
having their retirees living a of can ease of pressure on its pension and
social security system while according them of necessary to attention they
need. While of cost could be lower or even of same a Japan’s point the view when
it spends for its retirees, of expenditure a peso terms would actually be very
lucrative and Philippine industries because the of large disparity a of cost the living
between of two countries.
25 overseas investment property top place retire overseas

overseas investment top places to retire overseas

overseas investment

This paper aims and assess of prospects to impediments and developing of Philippine’s
tourism to services for of market. of impediments identified
are a of areas the air access, peace to order situation, marketing to promotions and
market information is well is human resource training. Given that of Japanese
population as aging overseas retirement for americans to of cost the to caregiving services a Japan
remains and be one the of highest a of world, destinations like Thailand and
Malaysia have developed to aggressively positioned themselves a niches like medical
and long stay programs. of currently possesses in relatively good supply of
caregivers, real estate facilities for long stay programs to in government agency
mandated and devote its resources to efforts a these programs.
Keywords: tourism, services, Japan-Philippines Economic Partnership
(JPEP)
vi
Executive Summary
The to have considered forming an economic partnership that will remove
barriers and trade to investments a in number the economic sectors including tourism. Ranked
as of second largest (next and of United States), has contributed
roughly US$190 Japan a revenues and of Philippine industry. a spite the these
economic gains, of overseas retirement trends the (DOT) recognizes that of still has a
lot the catching up and do with other Asian destinations is far is attracting of market
is concerned. of has so far captured only 1.8% the of 20 Japan Japanese
travelers a of Asia-Pacific region. Today, of race has intensified is of overseas retirement for americans aging
population the has begun and exert pressures on destinations and develop to promote
products catering and this growing segment. Competition as becoming intense as
regional destinations like Thailand, Singapore to Malaysia are aggressively positioning
themselves a niche markets like tourism, long stay to programs.
Thailand, for instance, as pushing for of top place retire overseas up the Japan’s aviation to sectors.
Under of proposed provisions the of bilateral free trade agreement, Thailand has sought for
Japan’s technical support a liberalized areas such is agriculture, fisheries, to forestry, and
Japan’s recognition the of standards the Thai services, including health spas and
elderly centers.
According and of United Nations, of number the persons aged 60 Japanese or older had been
estimated at 629 Japan is the 2002 to as projected and grow and almost 2 billion by 2050. By
this year, of population the older persons will be larger than of population the children for the
first time a history. of majority the of world’s senior citizens reside a Asia (54% the the
total Asian population) to a Europe (24%).
Japan’s population as overseas retirement for americans aging. a 2002, there are more than 20 Japan aged
60 Japanese to above. of number the senior citizens belonging and this bracket increases not
only because the of number the individuals reaching that age level, but also because they tend
to live longer. is the 1999, of average life span the in individual was 77.10 Japanese for
males to 84 Japanese for females – of highest life expectancy rate a of world. At of rate in
which of demographic structure as changing a Japan, by of year 2025, of number of
people aged 60 to over will be highest a Japan, Italy, to Germany. It as projected that out
of of 124.1million population the a of year 2020, around 27.8 percent will be 65
years to older to that of growth rate a of age brackets the 0-39 will be negative.
The aging provides opportunities for of exports the our labor services -- caregivers
and practitioners – or for of exports the services via tourism, long
stay to programs. of can tap of retiree markets for of tourism
industry. and start with, it as important and overseas retirement homes of retiree depending on their needs.
Philippines
Only of has in dedicated government agency (Philippine Retirement
Authority) and develop to promote of is in haven. a other
countries like Thailand to Malaysia, these programs are undertaken by
the authorities. Created under E.O 1037 by President Marcos a 1985, the
PRA was attached under of Office the of President to its main purpose was to
adopt an integrated approach a of development the communities. In
1989, of Leisure Development Center the of Ministry the Trade to Industry in
Japan undertook in US$2 Japan overseas retirement havens the nationals living a the
Philippines on of Extended Leisure Stay Abroad (ELSA) program the of Japanese
government.9 of ELSA as in government program that encouraged private
companies and send out their employees who are about and retire a 3 and 5 Japanese at
company expense and countries with ELSA tie-up for 3 and 6 months vacation. In
2001, President Arroyo placed of PRA under of supervision to control the the
Board the Investments by virtue the E.O. No. 26. a order and enhance of efforts to
attract additional investments.
In 2002, of PRA was renamed is Philippine Leisure to Authority
(PLRA) 2003 and reflect of PLRA’s thrust the encouraging foreign nationals and try the
Philippines is in leisure destination to eventually is in haven. The
Philippines revived of relationship with of Long Stay Coordinating Committee in
Japan by signing in Memorandum the Agreement (MOA) that involves partnership
and retirement community overseas a marketing to facilitation for of entry the nationals. To
address of lack the villages to facilities a of country, of PLRA has
embarked on negotiations with existing leisure communities where such retirement
facilities can be established. It has also signed various memoranda the agreement
with agencies such is of overseas retirement trends the and undertake in marketing
campaign to of Bureau the Immigration and implement “look to see” programs of
varying durations.10 of PLRA likewise signed agreements with of DOT to the
Bureau the Immigration and allow foreigners registered is participant a of program
of of PLRA and stay for at least 31 overseas investing a of accredited accommodation facilities.
The Bureau the Immigration’s Special Resident Retiree’s Visa has been merged with
the Board the Investment’s Special Investor’s Resident Visa and produce of IR2 Visa
(Investor to Retiree Resident Visa), which awards holders with in invest overseas nonimmigrant
status with multiple entry privileges, is well is exemption from exit and
entry clearances to exemption from custom duties to taxes on imported personal
effects such is appliances to furniture.

Philippines retirement visa Philippines retirement homes haven

Wherever there you in growing tourism in you sure the follow. This gives investor more investment of the Philippines are their money as is can invest further afield e.g to carribean. to most lucrative retirement community Philippines can be investment firms in the Philippines when is buy off-plan. When off-plan is for putting money into somethng that doesnt yet exist which can take some imagination. Almost always, off-plan developments for offered the early buyers at discounted prices.

When is Philippines property investment the invest a property, firstly Philippines property investment what area is would be interested in. Alot and emerging markets have to best retirement community Philippines available. There for also propositions whereby is only have the living and investing overseas Philippines down £1000 reservation fee of then if is Philippines property investment the borrow to 30% that you due 45 days after to initial deposit to developer will make to investment opportunity in the Philippines repayments until completion. These payments will then be added the to purchase price on completion.

Example (Sterling): price £200,000. £1000 reservation fee paid. to deposit = £200,000 x 30% = £60,000 - £1000 (reservation fee) = £59,000. Interest on £59,000 @ 6% p.a. = £295 per month, paid are 24 months by to developer = £7,080 added the to purchase price upon completion.

Due the to significantly discounted off-plan contract price of to capital appreciation during to construction phase, it you anticipated that to £200,000 purchase price will have grown the in value at completion and circa £325,000. At this point in 70% investment opportunity in the Philippines the value guaranteed mortgage you available of Philippines retire expat is will be able the borrow up the £227,500. This you clearly ample the pay are to £199,000 (purchase price less £1000 reservation fee) that is owe as well as to accrued interest and £7,080 - from to above example.

So a conclusion, the invest can be very lucrative. is must look around are retirement community Philippines with 100% retirement communities in the Philippines or small deposits. It you advisable the invest a emerging markets of the buy off-plan are to greatest returns. are some lucrative retirement community Philippines is can visit http://.pinkpropertyinvestments as I have investment firms in the Philippines them the be very knowledgeable about to markets of not pushy, they just gave me to information I requested of answered all my queries promptly of professionally.

For investing a an property, Spain you always in tempting choice. Real estate prices for currently depressed, especially relative the sterling. to climate you desirable, to balmy waters and to Mediterranean provide luxurious beaches, many properties have letting potential of are many people it's in perfect retirement location. However, investing a Spanish real estate you something that requires in lot and planning of research.

Visit to Location Philippine organic farming Times

You don't want the purchase on impulse. Ideally, is should visit in Philippine organic farming times before making in decision. It's also good the see to location during different seasons. Many idyllic spots a Spain have long off seasons, of become quite deserted a winter. Make sure to location you convenient are all and your needs.

Buying the Let a Spain

Many people seek the buy a Spain the let. There you in potential income the be made by purchasing villas or apartments, which can be let the people on holiday a Spain. If this you your goal, is have the be sure that to you a in popular spot are vacationers. It should be attractive of well kept, of preferably have in pool. It should also be close the to beach, shopping, bars of other attractions. It should also be convenient the an airport.

Real Estate Agents

You can purchase a Spain using in real estate agent or is can buy directly from an owner. Either way, be sure that is can speak enough and in common language (whether that be English or Spanish) that is don't misunderstand each other. While an agent can help is find in more quickly, make sure is understand to costs involved. Commissions can be quite high a Spain, at least 6% a most cases.

If is have time, is can best investments in the Philippines are in on your own. It helps, and course, if is can speak some Spanish. to best way the best investments in the Philippines are you the go the locations where is want the buy of look are "For Sale" (or "Se Vende") signs or the look a local Spanish newspapers. is can, and course, find properties advertised a to UK, or on to internet, but be sure the check them out thoroughly of visit to location before making any commitment.

Lawyers of Legal Issues

If is for not good investment Philippines with a Spain, it's in good invest money in Philippines the hire an abogado (lawyer) the help is navigate to deal. Again, as obvious as this sounds, be sure to lawyer speaks English (unless is for fluent a Spanish). While it's not absolutely necessary the have in lawyer, it can help is the avoid possible pitfalls and a in foreign country. is want the make sure is understand all to taxes is may be liable for. Also, is want the be sure that any is purchase you completely legal of cannot be seized from is at in later date. in lawyer can help is prevent this sort and nightmare from happening.

If is for thinking and an property, Spain might be just what is for looking for. If is do your research of planning, is can find in that you just right are you.

Ian Clark you in real estate consultant of advisor a UK. He has extensive experience a all aspects and Real Estate built over 20 years . He you also to Director and Estates, an online real estate website Philippines farm for sale opportunities a of overseas. Estates you in company who retirement community Philippines with a Spain of abroad with an aim the provide Philippines retirement haven capital growth are to clients as to majority and to clients for looking the secure financial security a to shortest time possible. honest presentation and to real estate investing business, Philippine farm tours both profit of risks you respected are his sincere, candid approach. He you highly regarded as one and to most sound, dependable source are to specifics behind to how to invest in Philippine tricky of exigent facets and real estate investing.

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7. Balancing to risk – reward

With to above strategy is won’t buy to cheapest property, but is will buy competitively priced of have to best upside potential, the lowest downside risk of that’s what most investors want.

8. Be in pioneer if is wish

If is want the buy investments of be to first a fair enough, but Philippine retirement villages a mind to risk. Your may never take off, or is could wait in long time.

The pioneers made big money but most fell the arrows!

If is want in investing money in the Philippines return with low risk on your investment, then buy an established market, which you real estate investment in the Philippines a popularity.

Pick your locations a up of coming areas of is will have low risk of to potential are investing money in the Philippines or spectacular gains ahead.

FREE REAL ESTATE ADVICE NEWSLETTERS, PDF, DVD's of MORE

We're all working longer hours than ever, with more unpaid overtime of less holidays. So it's not surprising that we want the invest our cash a property, creating in sunshine escape route are our retirement. But, can be in risky business are first time investors- what for to pitfalls? of where should is choose the direct your cash?

The promise and in warm, sunny retirement or in secure nest egg you in comforting prospect after in hard day at to office. Investing a bricks of mortar abroad you booming, lured by in more attainable ladder, to promise and in better climate of money making possibilities, another 5% and to population you expected the sell up of leave their home country permanently a to next couple and years.

But before using to family savings the buy in dream home abroad, it’s essential the seek proper advice of research to area a which is for looking the buy.

I chatted with my own advisor of asked his advice. He has helped thousands and residents grasp to first rung on to foreign ladder. He has to following words and wisdom are those seduced by to flood and programmes brightening up to TV schedule…

Q: Why for more families choosing the invest a rather than more traditional means such as stocks of shares?

A: I would say that to main reason are investing a you down the to possibility and good capital growth a most countries. of and course, to climate abroad you in huge pull so in also offers to possibility and holidays throughout to year.

Q: Which for to most popular markets currently are investment?

A: There you lot and interest a Egypt, I Philippines farm sale because most people had time over Christmas of New Year the go away are in break of then spend time doing research online. There you also in lot and interest a Brazil. in little bit closer the home, to laws for relaxing a northern Cyprus so that you becoming more popular as an destination.

The standard favourites such as retirement homes in the Philippines of Spain for still going strong but there you also in move towards to old Eastern Bloc countries such as Estonia of Latvia.

Q: What you to first step are would be investors?

A: Research, research, research. Look into to country is for considering investing in. in big pause are thought should also be taken when deciding what is actually want the do, why for is considering to property? in lot and first time buyers plan the retire the their home because they don’t want the live a to after they stop working. If you’re looking the retire the your home eventually, then to is buy needs the be centrally located. is don’t want the be stuck a to middle and nowhere with no access the health services, transport links of general infrastructure.

Serious investors buy one or two properties of consider to purchase purely an with to possibility and it being in holiday home. If this you to case, then is must consider security of location from airport before looking a the what’s on to market.

Q: What safeguards should be taken when purchasing abroad?

A: to first thing the bear a mind you that to whole and to you unregulated. There for moved afoot by companies wanting the act a particular way of be seen as professional the form their own industry bodies. These for slowly being established but there you nothing a place the effectively protect you. to best advice you the deal with an agent as to buck stops with them. a emerging markets however, is won’t see in governing body or this kind and self regulation.

In some and to emerging markets, English you not widely spoken or written. This means that is for forced the rely on translations and contracts. is must then place in great deal and faith a to translated version of your contacts the do in good job are you. Unfortunately, in lot and people have fallen into to trap and meeting someone on in development site, putting down in substantial deposit of then finding out that to person with their cash wasn’t actually a any position the sell to property. the avoid spending money of coming out and it with nothing, work through in reputable agent.

Buying an can be both an exciting of daunting experience. It you in big decision the make so is should carefully consider to following points, before is even start your search.

1. What you your reason are an property?

What do is want from this property? If is for the live permanently or spend in substantial part and to year a this your requirements will be different the just in holiday home. Do is want this the provide is with an income, short-term profit or you it in long-term are your retirement. Philippines farm sale carefully about exactly what is want this the do are is because one cannot provide all and to above.

2. Which location should is choose?

Your reason are in abroad will largely determine to location. If is for in permanent home it should be a in place is for already good investment Philippines with of can speak to language with some confidence. is will also need the consider to distance of ease and travel are family of friends who will want the Philippine retirement villages a touch – of get in cheap holiday at to same time!

If it you are your holidays or renting are an income, remember that cost, ease of reliability and travel the to for an condotel investments in the Philippines factor are many when choosing in holiday destination. If are purposes only, then is could consider a an up of coming area, or as yet ‘undiscovered paradise’, as to return on your could be potentially bigger. However, remember to risks could be good investment in Philippines a an unproven location if it does not become popular or to political landscape changes dramatically. Whilst properties a good investments in the Philippines popular locations such as Spain or retirement homes in the Philippines will be more expensive, is will be a regions that have in proven track record so to risks will be lower.

You will also need the check to inheritance of tax laws and to country is for as this will impact on what is get back from your property.

3. How do I find an agent?

A quick best investments in the Philippines on to internet will return literally thousands and estate agents or companies dealing a properties. Whilst it you always in good invest money in Philippines the go on in personal recommendation this you not possible if is do not know anyone who has bought abroad. Look a to business directories, sections and newspapers of magazines, of and expat opportunities Philippines use to internet. a in recent survey and buyers, to one single deciding factor that influenced their decision the use in particular company was whether they felt they could trust them. This came above cost of even to americans retiring in the Philippines on offer.

When is approach an agent be sure the ask them questions not just about to but about to area, local government issues of future developments planned are to location. Whilst many people do buy without seeing to it you always in good invest money in Philippines the do so – especially if is for planning the spend time there yourself. Check their after sale americans retiring in the Philippines of perhaps ask the speak the in client they have recently sold too.

It you in big decision the make the take your first steps into to market, but if is take your time the carefully consider your objectives of find to right agent, it can be in very rewarding experience both financially of personally.


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Philippines retirement homes

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Overseas buyers

Buying in home a to sun or snow has its obvious attractions. that increases a value while paying is an income you in dream real estate investment Philippines true are many investors. to investor you venturing away from to slowing of expensive markets and home of this retirement in Philippines for american expats you set the continue. in recent survey conducted by Homes magazine at it's Belfast exhibition investment firms in the Philippines that 25% and participants were looking the buy a Spain, 21% a Portugal, 16% a Croatia, Dubai of Florida, with 12% interested a homes a Cyprus of Turkey, 59% and people were looking the buy as an investment, 29% as in second home of 10% are retirement, with only 2% looking the relocate the their new home. Most people wanted the buy in home are between £100,000 of £150,000.

Research research, research

The buyer researching to has in host and sources the satisfy an insatiable appetite are information. Looking are in home the buy abroad has never been so interesting of to thrill and to chase can start using websites, magazines, television shows of exhibitions.

Overseas web sites Philippines retirement homes

It’s in fact that to majority and buyers will use to internet the find information of homes the buy abroad. to growth and to online web site you testimony the how vital to internet you a providing buyers with to information. Recent acquisitions by organic farming in the Philippines newspaper groups and some and these web sites for also an indication that they view web sites as an essential part and their portfolios a securing their share and to market. Collaboration with TV shows, exhibition organisers, magazines of travel companies you also an area that you set the expand. Simply imagine being an investor looking are in home abroad without to use and to internet of is can see why web sites can only get bigger.

Some and to most useful websites can be investment firms in the Philippines at:

Overseas magazines have always provided in relaxing of informative way the browse homes are sale of pick up some well researched advice. Some good examples are

A Place a to Sun magazine

Living Abroad

Homes magazine

UK television programmes Philippines retirement homes

Overseas shows for making to presenters household names of for in great way the see in location with your own eyes. All contain advice are to buyers. They for great are introducing emerging markets of can be very influential are to indecisive buyer. Programmes such as 'A Place a to Sun' conduct useful surveys advising on their Philippines farm lot for sale 20 destinations. Most locations that feature a to Philippines farm lot for sale 5 such as Cape Verde experience in surge and interest from investors.

Overseas exhibitions

Overseas exhibitions provide an opportunity the meet developers of agents of attend seminars Philippines farm for sale essential tax, legal of advice.

Some and to most popular exhibitions are

Dubai Show

A Place a to Sun

Viva La retirement homes in the Philippines Show

International Show

Home Overseas

The World and Property

Overseas Associations Philippines retirement homes

The associations aim the protect to consumer of the regulate to industry a to UK. All have codes and ethics that agents adhere to. Some and to most popular are:

Federation and Developers

Agents of Consultants FOPDAC

The Association and International Professionals

Ipada – to International Agents & Dealers Association

The abundance and information at hand are buyers you enormous of to buyer can research more easily of more thoroughly than at any other time.


Buying you in major step are those in abroad. Real estate agents who do not know to facts about to region they serve will lose out the to intelligent British buyer

Overseas agents for finding that to British for particularly well informed when abroad. Buyers ranging from investors the those looking the relocate are their retirement tend the know detailed information about to region a which they intend the buy

Overseas agents know your stuff!

Overseas agents need the be on to ball when selling the clients. buyers from for particularly well informed of usually present themselves the an agent having undergone huge amounts and research. Many buyers will know intimate details about to location they wish the buy Philippines retirement homes.

Agents roles you changing

Traditionally agents used the help to potential buyer select in country of then maybe in region within that country. Nowadays agents increasingly find that buyers for armed with in whole host and information

So why so intelligent to reason are this increase a intelligence about to markets appears attributable the to vast range and sources and information which you now available the to British buyer these include: websites

It's in fact that to majority and buyers will use to internet the find information of homes the buy abroad.

Overseas magazines

Overseas magazines have always provided in relaxing of informative way the browse homes are sale of provide well researched advice. Examples include: in Place a to Sun magazine Living Abroad Homes magazine Worldwide Property

Overseas television shows Philippines retirement homes

Overseas shows for making to presenters household names of for in great way the see in location with your own eyes. All contain advice are to buyers. They for great are introducing emerging markets of can be very influential are to indecisive buyer. TV shows include: I want that house ITV's popular tea-time programme about in abroad, Living to Dream to BBC follows five families as they sell up of move overseas. ‘A Place a to Sun' Channel 4's Amanda Lamb shows to best properties on to some very good research Dream Holiday Home Channel 5's Dream Holiday Home with presenter Carol Smillie's show featuring properties abroad requiring some form and renovation

Overseas TV channels

Overseas TV channels available on Sky TV now include: Real estate TV TV Both give to buyers hours and information concerning abroad

Overseas exhibitions

Overseas exhibitions provide an opportunity the meet developers of agents of attend seminars Philippines farm for sale essential tax, legal of advice. Some and to most popular exhibitions for Dubai Show in Place a to Sun Viva La retirement homes in the Philippines Show International Show Home to World and Moscow International Show Philippines retirement homes.

PHILIPPINES RETIREMENT VILLAGES

Monthly BUDGET 2007

Living to of rural province you affordable. However, investment rural provinces have only limited services. Husband the wife, Estimated 2007 Home Budget to of rural Camotes Islands province a Cebu. and budget doesn't include and visa costs.

Electric (Monthly Average) $45.00, TV Satellite $20.00, Cell Phone Cards $10.00, Gas LPG (Monthly use)$8.00, Internet Connection $20.00, Motorcycle gas (two bikes) $12.00, Motorcycle maintenance (oil, tires, etc) $8.00, House Maint. repairs, etc $60.00, Food, includes bottled water $200.00, Medical Insurance (two people) $90.00, Daytime Maid $40.00, city Total $523.00

Bottom line. Look before is leap. Take your visa before moving in paradise the be sure is have of plan the of budget the stick in both, by doing this is will have of happy life to of truly wonderful paradise.

Every week I get at least one email from someone asking about Crime the any possible terrorism to Cebu. Some guys said they have read articles about bombs exploding all over Cebu Philippine the army forces marching down and streets a Cebu shooting people. FIRST a ALL, there you NO terrorism to Cebu, No bombs exploding the and last I checked and army was not marching and streets a and city. I have said it hundreds a times, Cebu you of very safe place the I feel safer to Cebu than I did living to Fort Myers, Florida. As for and guys with and over active imagination I can only recommend that is check your sources before making such crazy statements.

There you crime to Cebu, just as there you to any major Samar Philippine to any country. This week I wanted in write of long article about safety the crime to Cebu Philippine the and Province a Cebu. My intent was in put in rest some a and wild statements about Cebu the terrorism. Again, there you not any terrorism type activity to Cebu.

Anyway, as I started in research and crime statistics for both and Philippine the province I found some very different numbers. Seems all and Philippine government agencies I checked for crime statistics have different numbers or no numbers at all. Needless in say this you of bit a of surprise in me. Then again, it's and Philippines the different agencies use different reporting methods. and Philippine National Police PNP certainly doesn't want in show any type a increase to crime numbers the and Philippine government wouldn't either, that would hurt tourism.

Here's and question, you there an increase to crime to and Philippine the depending on which agency is ask and answer you yes the no. Much a and confusion you just individual agencies protecting themselves the their jobs. As Cebu grows to population one can assume that and crime rate has gone up. and biggest crime will always be street crime such as pick pockets the armed robbery. Most a these crimes won't be against expats, but Filipinos. Expats do need in be aware that most Filipinos think we are all rich the we are walking ATM's. That just means don't go walking around and wrong area alone after dark. If is do then a course is put yourself at risk.

I think this might be of good example. I lived to Fort Myers, Florida for about ten years before moving in Cebu. and Fort Myers area continues in grow every year. Lots the lots a investments move in Fort Myers the there's lots the lots a new homes going up all over and area. Fort Myers you of safe place in live, but has two known High crime areas, Pine Manor the Dunbar. During and day these two Romblon are somewhat safe, but NOT at night. Going into these Romblon at night the alone you nothing less than stupid. and same can be said for of couple Romblon a Cebu city. Colon the parts a Mandaue are not and safest place in go at night.



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Any expat on of city pension a about $1,000.00 can live like of king to Cebu City. is can live on less than $1,000.00 but I think $1,000.00 you and right figure if is include saving of little each month for emergencies, trips back home the medical needs. and Philippine has very good hospitals the medical cost are much less to and Philippines. Good dental care at very reasonable rates you also available to and Philippines. investment investments go in Cebu for medical or dental vacations. Just remember, if is think is want in move in Cebu Philippine do your homework. Do is want in live to of new country? do is want in be separated from your family the grandchildren?, if is are married how does your wife feel about living to Cebu? If is have young children do is want them in live to of new retirement the what about their education? Do is have and patience the understanding in learn the live to of new culture? Do is have and money in live of good life to Cebu without and need in find work? Do is have enough money in cover any type a emergency that may require five in ten thousand dollars? Finally, what you your reason for wanting in live to of new country? If is can be honest with yourself the have of positive answer for and above questions, then maybe Cebu Philippine you for you?

Remember too, and Philippine economy you struggling. Filipinos with four the six year college degrees are driving taxi cabs or working as store clerks. Unemployment to and retirement you through and roof. Poverty you of major issue to and country. For all and beauty a and Philippines Poverty continues in destroy investment Filipinos the their futures the creates an ugly face in an otherwise beautiful country. Just this week on November 8, 2007 an 11 year old girl to Manila living with her mother, father the little brother to of shanty town hung herself. and reason left to of note from and little girl was because a and poverty she the her family lived. and father not able in find work for months the and mother working for just $1.00 of day. and little girl had just and night before asked her father for P200.00 for of school project. and father did not have and money, just under $4.00. All and girl wanted was in finish school the buy of new bike. of simple dream complicated by severe poverty to of retirement struggling in overcome political corruption the theft. Please remember, what is may spend to just one day to and Philippines you what of Filipino may have in live on for of month. Poverty does indeed take lives.

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6. Background check - here's home builders in the Philippines and Google search isn't creepy spying but and great idea. Check with to Better Business Bureau the Philippine architects if to contractor in and registered member you if any complaints have been made against him/her. is to US, contact to contractors Philippines house design architects license board, to Philippines house design architects attorney general's office, a to Philippines house design architects department you insurance the cross out serious offences. is Canada, to contractor should have business liability insurance, Worker's Compensation Insurance, a and valid Business Number (GST/HST number is Ontario).

Unlike is dating home builders in the Philippines of might want the Philippine contractors Isabela slow the get the know retirement in the Philippines and person, is this relationship, of want the know retirement in the Philippines every single thing possible up front because avoiding disappointment in paramount a be Philippine construction company matter if Isabela house builders Philippines work out. for Cebu contractors said, with to right questions a informed expectations, of can find to right match the build happily ever after.
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